3 Reasons Why Business Minded Employees Should Have a Side Hustle

The first principle of my blog is Creating Ecosystems of Success, and a key area of focus is Business/Entrepreneurship. Many individuals have ‘side hustles’ outside of their day jobs, some of which replace their day jobs, while others create a supplemental income. There are several considerations when creating side hustles. This contributed post is thus entitled, 3 Reasons Why Business Minded Employees Should Have a Side Hustle.

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No doubt you’ve heard of the term side hustle. It’s a multifaceted term that applies to a wide range of activities which involve everyday people making money on top of their day wage in your free time. This can range from using apps to make money from their supermarket receipts to starting up their own businesses. However you choose to side hustle, in an increasingly uncertain economic climate, it can be a great path to economic stability and equilibrium for hard working families who never quite seem to have enough disposable income, even when they pull in as much overtime as they can manage. Whether you do it to earn a little money to make your carefully planned household budget easier to manage or as a precursor to full time entrepreneurship, there are a number of reasons why a side hustle may be beneficial to your household.

Image by Flickr

First, the caveats

When you choose to side hustle alongside your day job, it’s vital that you keep certain caveats in mind. For example, time management becomes an exceedingly important skill. Remember that even though you pay tax on your day wage, your income from your side hustle is still taxable and needs to be claimed. Of course, this also means that the expenses incurred in carrying out your side hustle are tax deductible. Needless to say, you should retain a clear delineation between your day job and your side hustle. Never, ever use company time or resources for your side hustle as this can land you in a world of trouble. Attain the right balance, however, and your side hustle will benefit you in a number of ways…

It can provide a safety net if you are injured at work or fall ill

Even if your workplace has a group insurance policy, an accident or injury at work can still be ruinous to your finances. Your employer’s insurer may reject a claim for either disability insurance or workers’ comp on the flimsiest of pretexts. That’s why, if your workplace injury renders you unable to work it’s vital that you visit www.longtermdisabilitylawyer.com to help secure that which you are entitled to. Even if your claim is successfully processed, a side hustle can still be beneficial.

You may still be able to manage your side hustle even if you cannot return to work, and it can provide a revenue stream that either supplements your disability insurance (keep in mind that some insurers may place restrictions on how much you can earn) or help keep the bills paid while your claim is processed.

It can give you the satisfaction and fulfillment you’re not getting at work

Many turn to side hustles because they have fallen out of love with their day job. They may have lost their passion for their profession or not get the same sense of challenge or reward that they once did. This can be extremely frustrating or demoralizing, especially if your job has allowed your skills to stagnate. A side business can give you back that feeling of challenge and accomplishment while helping you to build new skills. For example when your business is ready to take on new employees you will be imbued with leadership and management skills.

It can give you an opportunity to save

Finally, saving is an important part of any well maintained household finances. The trouble is that many of us struggle to find enough disposable income at the end of the month to pay into them. By paying a portion of your earnings from your side hustle directly into your savings you can insulate your household from unexpected expenses!

Making More Of Yourself In The Working World

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Career Discussions. Once starting a career, all of us eventually have to reassess our positions, and figure out what directions to take in the future. The following contributed post shares some tips for doing such and is entitled; Making More Of Yourself In The Working World.

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Once you’re settled in a job role, it’s easy to let your standards slip. However, as we’ll discuss in this post, you should always be aiming to make more of yourself in the working world. Otherwise, your job might become repetitive and you might find that you struggle to move on to better jobs or even different careers in the future. Here’s how to achieve more in the competitive business world.

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Reassess your current job.
You could make more of yourself in the working world if you assessed your current job role. And we’re talking about more than the general job description; we’re talking about the actual work you do from day to day. Are you satisfied with your job role? Do you want more out of your career? It might be time to start stretching yourself, as suggested at workitdaily.com. The best way to achieve more in life is to push yourself beyond your usual boundaries. You can’t grow unless you break out of your repetitive pattern. Maybe you could offer to do a presentation at work or take on some other project that’s new for you. Make your job more exciting and push yourself to be better.

Of course, you might reassess your job and find that the problem extends beyond your workload. Maybe you’re actually happy with the industry in which you work but the problem is your specific company. You might have an apathetic boss or colleagues who cause issues for one another. Perhaps you’ve even been injured on the job. If that’s the case then you might want to check out HugheyLawFirm.com for compensation that you might be owed. It’s important to get the lost wages or general financial support you deserve after such an incident. Essentially, if the business for which you work is poorly managed then it might be time to move on. That way, you can make more of yourself in the working world.

Work on your social skills.
Another way to make more of yourself in the working world is to start socializing. Connect with the colleagues in your workplace. You might even want to use tools like social media to network, as we’ve suggested before. By connecting with others in your industry through social networks, you might learn things that help you to progress in your own career. You need to expand your horizons if you really want to flourish in your job. As we’ll discuss in the final point, you should never stop learning if you want to reach greater heights in your career.

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Add things to your resume.
As suggested at lifehacker.com, you need to put together a captivating resume if you want to get a better job in the working world. But that doesn’t mean you should ignore your resume if you’re well settled in your current job. You never know what the future holds. You should keep working on your resume so that you’re prepared if you want to move on to a new job or even a new industry in the future. Keep learning. You might even want to get qualified in new areas so that you flesh out your CV and look more impressive in the eyes of employers. By bettering yourself, you’ll also be able to achieve more in your existing job role. Personal development is the best way to make more of yourself in the working world.

When Enough Is Enough: Knowing When It’s Time To Quit Your Job

“Knowing when to quit your job isn’t always straightforward. You need the money, after all. But if your health is at risk, or if you know you aren’t where you are supposed to be, then you do need to consider the option. Life is too short to stay in a job that isn’t benefiting you.”

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Career Discussions. In any job, it’s critical to know when to leave. The reasons vary and it’s different for everyone based upon: personal health, promotion potential, and whether or not it’s still a good mutual fit. How do you know when to quit your job? The following contributed post is entitled, When Enough Is Enough: Knowing When It’s Time To Quit Your Job.

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Knowing when to quit your job isn’t always straightforward. You need the money, after all. But if your health is at risk, or if you know you aren’t where you are supposed to be, then you do need to consider the option. Life is too short to stay in a job that isn’t benefiting you.

If anything we say in this article relates to you, then start to plan a career move. It could be the best thing you do today, especially if you are reading this now, feeling utterly miserable because of the job you are currently in.

These are some of the reasons why you should say “enough is enough” and call it quits on your current position.

1. You wake up with a feeling of dread every morning

Most us resent the intrusion of the alarm clock at some point in our lives. The thought of going into work doesn’t always provoke happy feelings. But if you feel dread at going into work every morning, then something is clearly wrong. It could be for one of any number of reasons – your boss is an idiot, your colleagues are bullies, the job role holds no meaning for you – and if you can’t change the situation that is causing you to feel dread in the morning, then getting out of there could be the best thing you can do.

2. Your workplace is a health and safety nightmare

Your employer’s legal duty is to care for your safety and well-being while at work. But if that safety is compromised in any way, perhaps because you haven’t been given the correct training to handle a dangerous job role, or your employer is cutting costs and corners by not investing in quality air hoists, protective equipment, and other safety measures. If that happens, you need to think about your health and safety. You may have legal protection should an accident befall you at work – check here to find out more – but do you really want to work in a place where safety measures are not placed as a priority? It shows lack of care in you, as the employee, for starters. Moving into a new career could be a literal life-saver!

3. Your job role isn’t safe

If involuntary redundancies are common in your company, then it may be in your best interest to find another job before you find yourself on the unemployment line. This is especially true if the industry in which you work isn’t considered safe anymore. We are heading into a world without employees, where robots and machines are literally taking over some job roles, so if you work within a particular career type, such as any of those listed here, then a career move could well be in order before an autonomous drone shuffles into your position. There are other job types that will survive the robot invasion, including anything that is primarily people-oriented, such as teaching, healthcare, and social work, so consider your options if a career move is the right thing for you.

4) There’s no new opportunities for you

If there’s no career advancement available for you, it might be best to look elsewhere for your livelihood. Once upon a time this might have been your dream job, but now it’s a dead end position that doesn’t provide you with any benefits.

That’s not a desirable position to be in for multiple reasons. Say one day you have to enlist the aid of a criminal defense lawyer; your current salary may not allow you to afford one for more than a couple days. Without new opportunities in the form of a pay rise or promotion, this kind of uncertainty will always hang over your shoulders.

So, is it time to call it quits on your job? If your physical and mental health is in danger because of the role you are in, or if you are feeling insecure because of the threat of being made redundant, then yes, you are probably right to move on. Figure out your next move, do what you need to do to secure a new job role, and then say “enough is enough” to the position you are currently in.

Financing A Business When You Don’t Have Capital

Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. A key to starting a business and growing it to the point where it thrives is acquiring the startup capital and then finding ways to run budget surpluses going forward. The following contributed post discusses tips for doing this and is entitled, Financing A Business When You Don’t Have Capital.

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One of the hardest parts of trying to run a business in the modern world is the spending which has to come alongside it. With fewer people than ever before managing to build up savings, most don’t have the money to start something like this when they are working in a normal job, and this makes it a challenge to try and find a foothold. Of course, though, you don’t need to finance something like this for yourself. Instead, as long as you’re willing to do some research, you can find loads of ways to fund your company without having to save.

Investments: Traditionally, investments have long been one of the most popular ways for a new company to be able to afford their initial expenses. You will often have to pay for this by giving away a piece of the business, making it appealing to some people, while also providing an easy way to get yourself started very quickly. There are loads of companies out there which can put you in touch with someone like this, making it even simpler to get started.

Loans: If you’d rather avoid giving away a slice of your hard work, you could look down a slightly different avenue. There are consumer portfolio services all over the world. These businesses provide funding for other companies on a loan basis, with special terms and conditions which are designed to make your first few years very secure. In this case, you will have to pay all of the money back by yourself, but will have an income to help you to do it.

Something Free: Not all ventures need to have money spent on them to get started. In fact, over the last few years, it’s become much more common for people to seek methods which give them the ability get their company started for free. Working online, dealing with services, and a host of other ideas make it possible to get started for nothing or very little investment. This is a great way to avoid getting involved with tricky finances which could make life harder later on.

Grants: Finally, as the last idea on this list, you may have the chance to look towards your government to help you. Certain types of industry are being heavily pushed by these groups, nowadays. Green technology, computing, and loads of other fields have grants available to small companies. You will have to work to meet certain criteria to be able to get something like this, but this will be worth it once you’re able to fund yourself for free.

There are loads of ways to handle this sort of work, and most people will have their own idea of what should be done. Of course, though, it’s always worth doing plenty of your own research, making sure that you’re not going down the wrong route with your business. If you need direct support with this, a business management company will be able to give you some advice, making it even easier to get started.

Why You Should Think Carefully Before Accepting Overtime At Work

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Career Discussions. Not all careers and sectors are the same. Whether earing a salary or a wage, a key consideration to any career is working overtime. Some workplaces offer it, and some don’t, and there are often rules associated with it. The following contributed post is thus entitled, Why You Should Think Carefully Before Accepting Overtime At Work.

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Overtime at work is something of a double-edged sword. Sure, working extra means that you will benefit in more money in your pay packet at the end of the month. However, overtime isn’t always that simple, and there might be some jobs that don’t pay for their employees’ extra hours or won’t let them take any in the first place. So, if you are on the lookout for a job that will come with the option of plenty of overtime, you might need to take this into consideration. That’s not the only thing you will need to bear in mind when contemplating overtime – here are a few extra pointers to remember.

Not Every Job Will Come With Overtime

As I’ve already briefly mentioned, not every job will allow its employees to take overtime. More often than not, jobs that pay their workers in a salary often fall into this category. That’s because employees will receive the same payment each month. They are paid for the whole year, split into twelve payments. This is different to workers on a wage, as they will be paid according to the number of hours done. So, as you can see, it’s easier for an employer to work out overtime for staff who earn a wage, as they just need to add the extra hours to their paycheck.

Unauthorized Overtime Still Has To Be Paid

Most of the time, an employee will have to OK their overtime hours in advance with their manager or supervisor. However, in some cases, an employer can then turn around and try to argue that they never authorized the overtime hours in the first place, and could refuse to pay. This is an example of wage theft and is unacceptable. If this ever happens to you, you should speak to an employment lawyer for advice. In most cases, they will advise you to take your employer to an employment tribunal to sue them and claim these lost wages back along with compensation.

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On A Salary? You Can Still Take Overtime

I may have mentioned that it is unlikely for salaried employees to be offered any overtime, but there are some cases where it could happen. In fact, you need to look at your job responsibilities and current salary to see if you are entitled to extra overtime. Normally, it is offered to workers at the lower end of the payroll. Unfortunately, though, this still depends from company to company, and your employer might not be too keen to offer you extra hours if you are on a salary.

Don’t Overdo Overtime

The prospect of more work to earn more money might be too good to pass up on. However, you need to be careful that you don’t overdo it with the overtime. You need to make sure that you get plenty of rest between shifts or else you could end up exhausted and stressed. And that could have a very detrimental effect on your work!

So, are you ready for overtime?

Staying Relevant in the Workplace: The Tips To Help

The first principle of my blog is Creating Ecosystems of Success, and two of its focuses are Career Discussions and General Education. Even after completing school and entering the workforce, it’s important to think about where your career and your field are going. This involves several steps and points to consider. The following contributed post is thus entitled, Staying Relevant in the Workplace: The Tips To Help.

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In a job market that is as competitive as ever, employers are likely to have higher standards than ever for their employees. So in order to stay competitive and stay marketable, you need to make sure that you are relevant and up to date. By checking that you are doing things to improve yourself and your career, as well as seeing how you are doing with things, it can help you to ensure that you are not coming up short. If you’re not too sure about how you can stay relevant in the workforce, then here are some steps to help you get there. Keep going on and on, and you’ll be able to stay relevant in your career. Then you can keep your career going and achieving the things that you want to.

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Check Your Training

No doubt you will have the main qualifications to be doing the job that you do. But there are can be plenty of new technology to learn and understand, as well as software or certain operating systems. But if you don’t get up to speed, then you are going to struggle in your everyday job, as well as struggle to stay relevant. If it is kind of implied that you should know how to do something, then now is the time to learn what you need to learn, so that you can execute your work well and show your employer that you know what you are doing.

Trade Shows

It will depend on what industry you are in. But if your industry is related to an industry that works with (or in) trade shows, then it is a good idea to get yourself there. It can be something to suggest to your employer if you are not already doing it, as well as going and arranging to go of your own accord. It gives you a good chance to network, as well as a good chance to see the latest in your industry, or how other industries could be impacting the one that you work in.

If you work in quite a niche industry, or plan to in the future, then it can be a good idea to attend trade shows to get ideas, as well as seeing what is happening in similar industries.

Get Social

Social media is a great way to get in touch with others in the industry, or it can be used as a great way to read up on latest news or blog posts about what is going on in your world of work. Being online on social channels in a professional way can be a good idea to help you to stay on top of all that is going on. Not to mention that there are plenty of HR influencers online, especially social sites like Twitter. They can be sharing useful updates and relevant content, to help you to stay up to date and stay relevant in your career.

Perfect Your Skills or Specialize

If you look at people in the medical profession, for example, the ones that are earning the most are the ones that are a doctor with a specialism, rather than just a general practice doctor. Being a ‘jack of all trades’ isn’t always the best thing for your career. It can be a really good thing to specialize and to choose one route to go down. You will be staying relevant as you will be much more marketable to that specific career area than if you just kept things quite general. So if you can, look for ways to train in something more specific, but still relevant and in-demand.

Follow Competitors

Whatever walk of life we are in, there will always be competitors. Have a look at them to see what they are doing and what they do so well. If they are having more success, then follow them to see what it is that they are doing differently to you. If people in the same niche are having more success than you, then it shows that there is market for what you are doing. You just need to be the one that people want to come to. So mimicking a strategy or style can help to boost your success, and it adds value to what you are doing, and keeps your role relevant.

As you can see, these are all pretty straightforward things to be doing. But it just takes some time to plan so that you can really focus on your career goals and staying competitive and relevant within that.

Common Mistakes Made While Choosing A Career

The first principle of my blog is Creating Ecosystems of Success, and two of its key focuses are Education and Career Discussions. Choosing a career is one of the most important decisions one can make in life. Unfortunately many students aren’t always guided properly in this area, and have poor career prospects on the back end of their education. The following contributed post is thus entitled; Common Mistakes Made While Choosing A Career.

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When choosing a career, there are so many different factors that need to be considered. Of course, you want to make sure you end up with the perfect career for you. However, this is much easier said than done. How do you know if a job is right for you until you start doing it? Well, a good place to start is by avoiding some of the common mistakes that people have made before you. With that in mind, continue reading to discover more about the common mistakes you need to avoid when choosing a career.

Taking a job with limit growth prospects – The first mistake that a lot of people make when it comes to choosing a career is going for a job that does not offer anything in terms of career prospects and growth. One of the main reasons people get frustrated with their jobs is because they feel like they have hit a brick wall and they can’t go anywhere.

Choosing money before anything else – There is no denying that money is important when choosing a career. After all, we all need money to pay the bills and to buy the things we want in life. However, you have no doubt heard the saying that money cannot bring happiness. You are going to spend most of your life working, so it is important to love what you do.

Failing to map out your route – Choosing a career is one thing, but how are you going to get there? You need to understand what is going to be expected of you and what qualifications you need. Are you going to be able to achieve these? Let’s say you want to work for a trucking firm. Do a search of trucking companies near me online so you can find out what they look from when it comes to their drivers. This is the only way you will be able to plot out how you can make it to the career you want and determine whether or not this is really for you.

Ignoring the signs of industry decline – Last but not least, another mistake you need to avoid is ignoring the signs of industry decline. Industries come and go – they aren’t around forever. Sign painters used to get a lot of business. However, that industry was replaced with vinyl and large-scale printing. When choosing a career, you not only need to consider your passions and what you are good at but you need to think about the state of the industry too.

Hopefully, you now have a better understanding of some of the most common mistakes that people tend to make when they are selecting a career. This should give you a better understanding of what you should and should not do regarding your professional future. But if you do make a mistake, don’t fret about it! Lots of people end up changing their mind regarding what they want from a job.

Making The Most Of Your Education

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Education. When pursuing a college education, it’s important to know how to get the most out of the experience both in and out of the classroom so you’re as marketable as possible when you finish. What are some of the important considerations? The following contributed post is entitled; Making The Most Of Your Education.

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Making the most of your education is crucial, whether you’re going to college, university, or even doing an online course. You want to make sure you retain as much information as possible and that you are able to use what you’ve learned to do something great when all is said and done. Whether you want to start a business of your own or land your dream job, below we have three ways you can go about making the most of your education.

Don’t Be Afraid To Ask For Help
You can’t be afraid to ask for help if you’re struggling with something you’re supposed to be learning. Approach your lecturer, ask classmates, and even look at online forums that you can use to make sure you get it. Having a positive, solution focused attitude is everything.

Get A Part Time Job
A part time job can help to give you more money towards school supplies, and can even allow you a bit of a social life (if you can find the time). If you can get a part time job in the industry you’re looking to work in, or even just a voluntary position, this can support your learning and look great on your CV.

Find Your Learning Style
Finally, figure out what your learning style is so you can consume the course material in a way that is enjoyable and stress-free for you. Everybody learns differently. Some people are hands on, some are visual. There were 419 graduates from Effat university in 2016-2017, and chances are, the majority of those students figured out their learning style early on. Below, you can find more information on Effat university.


credit to Effat University

How You Can Start Allowing Your Staff More Flexibility Today

Some of the key focuses of my blog are Financial Literacy and Money, and both Business and Entrepreneurship. A major key to running any business or organization is recruitment and retention of talent. A major part of talent retention is creating an optimal work environment. This contributed post is thus entitled; How You Can Start Allowing Your Staff More Flexibility Today.

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Allowing your staff more flexibility can be a fantastic way to build a better company reputation, make it more enjoyable for your staff to come to work, get a higher quality of work, and much more. It’s far more modern to allow your staff to work flexibly these days, as we all lead busy lives and may have appointments to keep up with, or may want to work from home for whatever reason.

Flexible working doesn’t just mean working from home. It can mean making the most of the commute and working from there, coming in a little later and making the time up later on in the day, doing some work in a cafe, and much more. Working flexibly can mean different things for different people. It won’t suit all businesses, but it can definitely help a huge number of businesses to move forward and get better results. Below is a quick rundown of what flexibility can mean for different businesses:

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• Flexible arrival and departure times
• Full-time work from home or location independence
• Choice and control in work shifts
• Part-time work from home
• Compressed shifts or workweek
• Opportunity for sabbaticals or career breaks (e.g., extended time off)
• Unlimited paid time off
• Caregiving leave

Staff who can work flexibly tend to take less sick days, feel happier and more productive at work, and become advocates for your business. They also feel more loyal to you and you should find you improve employee retention. Below are some ideas to help you implement more flexibility today:

Speak To Your Employees
Speak to your employees and see what they think about working flexibly. How do they think it could help and how would they like to do it? Getting their opinion will give you an insight into what they really want.

Start Using The Cloud
Using the cloud means your employees will be able to access data any time, anywhere. If you’re not currently using it, you’re already behind! What would you do if you lost important data, or there was a natural disaster? Cloud Migration Services can help with this, whether your employees want to start work on the commute or whether they’d like to do it from home.

Make Everybody Play By The Same Rules
Having flexibility in the workplace is great, but it can’t be one rule for one person and one rule for another. For example, you’ll find in many workplaces parents are allowed to leave early to pick up their kids, go to a school play, or take time off and have benefits for other family related things. Single people and those without kids should not be treated any differently! Have the same rules in place for everybody.

Allow More Flexibility Within The Workplace
Don’t have the mindset of ‘employees must be at their desks from the hours of 9-5’. Let them take breaks. Let them play games. Let them talk. Heck, even let them take naps. Make the workplace fun and flexible and you’ll seriously benefit.

Make A Gradual Transition
Do these things gradually so it’s not a shock to the system. What can you implement today to make the workplace more flexible?

5 Steps to Give Yourself The Best Possible Chance In Life

The first principle of my blog is “Creating Ecosystems of Success”. In addition to understanding the technical aspects of whichever craft you choose to pursue, the are also other personal and behavioral aspects that can impact your success in that arena and life in general. The following contributed post is thus entitled; 5 Steps to Give Yourself The Best Possible Chance In Life.

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When you take a step back at look at everything you have achieved in life so far, you are pretty darn proud of yourself. Against all the odds you have been able to secure a career that you love; you never thought this would be possible for you, due to your family history and heritage, but you have come a long way over the years. You must admit that earning a degree as a minority is certainly an achievement to be celebrated and you want to share your secrets with other ethnic minorities out there who are struggling to see the light at the end of the tunnel. You can make a positive start to your life as long as you leave your demons behind you and stay motivated at all times.

1. Defend Yourself

It’s inevitable that you’re going to land into some sort of trouble in your life, from serious mishaps to minor bumps in the road; you need to learn to defend yourself fairly. Whether you need to seek out a reputable dui lawyer after a road incident or you have been accused of a crime you haven’t committed, clearing your name and moving on with your life is the only way to give yourself the best possible start.

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2. Be Persistent

You consider yourself to be a driven and career minded person, who will stick to their goals no matter what. When you are fighting to be heard and seen in a particular job industry you have to stay persistent. There will be people who try to discourage you and deter you from achieving your dreams, but you need to stay focused and remember why you are pursuing this education, career or life goal.

3. Stay Loyal

You want to be the type of person that everybody can trust, no matter what. If you become disappointed with the results of a certain situation, don’t turn your back on your friends, family or your employer; burning bridges can become a huge mistake that you will soon regret. Try to stay loyal to everybody you cross paths with and you will soon see that you can get much further in life.

4. Kindness is Key

Being humble and kind will make your life easier, believe it or not. If you can carry out any small favour or act of kindness, it certainly won’t go unnoticed. Break away from your stereotype and embrace the kind hearted personality that you have inside. People around you will praise you, respect you and look to you for guidance. Being kind is completely free of charge, so even in your darkest moments you can dig down deep and still keep that smile upon your face.

5. Know Your Goals

Only you know where you want to end up in your life, so it’s important that you affirm this to yourself on a regular basis. This will give you a direction to follow when times get rough. Remain positive, stick to your goals and you will always have the best possible chance in life.
Whatever cards you have been dealt in life, there is a chance to change them, as long as you are willing to take the first step.