What It Takes To Be A CEO

Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. Chief Executive Officers (CEOs) wield a lot of power and control whole industrial sectors.  Their decisions greatly impact the lives of those under them and their influence even rivals that of politicians. They must possess a select collection of skills to ascend their positions and be successful. The following contributed post is thus entitled; What It Takes To Be A CEO.

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To be a CEO is one of the biggest responsibilities in the world. You have a whole company relying on you, and you have your own lifestyle to support through it. But everyone thinks that’s just as easy as setting up a business, figuring out how to run it, and then helping it along its way. Oh no, this is far from what it takes to be a CEO. To be a CEO you have to have so many qualities and skills, that this article truly won’t cover it. If you’re not a CEO at the minute, and you’re just thinking of becoming one, then you really do need to have a general insight of what it takes to be a good CEO. There’s no point setting up your own company if you’re not the right person to do it. If you have your own company at the minute, there’s also no point in moving forward if you don’t know what it takes to be a good CEO. So, let us enlighten you, and show you what we think it’s going to take!

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The Right Skills

You definitely do need the right skills if you’re going to be the best CEO for your company. We’re talking skills like communication, problem solving, and working under pressure. You might think you have all of this at the minute, but we think there are always areas that can be improved. To make sure you have all of the necessary skills, and that you perfect them, we think you should take some business management courses. Don’t think there’s just one that will tell you all, there’s so many different management courses you could go on to make sure you’re the best. Even if it’s just you at the minute, the courses won’t be teaching you how to lead, they’ll be teaching you how you can run a business more than anything!

The Right Vision

The vision you have is essential, and please don’t tell us it’s focused around putting millions in your bank account. Of course this is going to be the end goal, but it shouldn’t be the vision. The vision should be what you think your company should be doing in a few years time, and how you want it to expand. Jos Opdeweegh is a businessman who has been successful throughout his career, and has now wrote articles on the vision that business owners should have, and what they shouldn’t have. If the focus is always on money, the bigger picture of the business could be lost sight of.

The Ability To Lead

The ability to lead is definitely something we want to finish the article with. You have to be that person that your whole team can come to in a time of need, not just when it’s to do with business. We think that’s really what it takes to be a true leader. If you can’t be that person who anyone can come to, you’ll be the person that anyone turns against. There really are some terrible CEOs that bring a company down because they just can’t lead.

Managing Your Employees’ Workflow

The first principle of my blog is Creating Ecosystems of Success and two key focuses are Business/Entrepreneurship and Career Discussions. When one transitions over employer/manager/supervisor, they now become responsible for managing the work of others. This is a skill and a task all. The following contributed post is thus entitled; Managing Your Employees’ Workflow.

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When you become an employer, you take on a whole host of responsibility over your employers. At the end of the day, you are making money from their efforts and they are helping to build your dreams. So, the least that you can do is manage them effectively so that their working days are as comfortable and positive as possible! One area that tends to go relatively neglected when it comes to managing employees is monitoring and adjusting their work schedule. Here’s a little information on the subject!

The Importance of Workflow Management

Workflow management is extremely important for your business’ progression as well as your employees. It is essentially a means of ensuring that employees know what they need to do in order to keep your business moving forward and a means of ensuring that this happens. You should provide your employees with set projects so that they know what tasks they need to undertake and how long they have to do this. Most of us will do this anyway. However, you also need to remember to let employees know why they are working towards this objective and what they are likely to do once the project is completed. This gives them more of a sense of purpose. They will see where their work is heading and they will feel that they are working towards something rather than simply completing tasks and checking boxes. If you’d like to learn more about this, you can find out more on the subject through Umlaut.

Conducting Regular Check Ups

It is important to maintain regular contact with your staff. Try to arrange meetings part way through projects to ensure that everyone knows what they are supposed to be doing and to see how they are progressing. This will provide you with the opportunity to ensure all work is being carried out as you hoped and also gives employees the opportunity to raise any queries or concerns. If you fail to do this, problems will generally be kept quiet and you may come to the deadline of a project only to find that it needs to be extended or altered due to problems that could have been confronted and cleared up earlier.

Meeting Employees’ Personal Needs

It is also a good idea to have one to one meeting with employees to check whether their personal circumstances have changed. Health complaints or personal problems could mean that you may need to reduce particular employees’ workflow for their wellbeing. Improvements in personal conditions could mean you can increase their responsibilities.

These are just a few of the basics when it comes to managing your employees’ workflow. Make sure to look further into the subject to ensure that everyone is working effectively and comfortably!

3 Signs You Might Be A Workaholic

One of the focuses of my blog is Health/Wellness. No matter what you’re trying to accomplish, it’s important to maintain some semblance of health and balance in your life, and not overwork yourself. How do you know if you’ve become a workaholic? The following contributed post is entitled; 3 Signs You Might Be A Workaholic.

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Entrepreneurship, endeavor, hard work. They’re all admirable qualities. They enable one to transcend the limitations of their career path and forge a new business and a new career on their own terms. Yet, while the path of entrepreneurship is a worthy pursuit with a range if personal and professional benefits, it is not without its pitfalls. Entrepreneurs are notoriously at risk of workaholism; their hours are long, their duties are many and various and their investment in their business is intensely personal. While dedication and diligence are essential ingredients for success, they must be carefully managed, lest they lead to burnout which benefits neither an entrepreneur nor their business.

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The trouble with workaholism is that like any addiction it can creep on you unawares. Rarely do we know that it has begun to affect us until we are in its thrall. The only way we can break its hold over us is by recognizing the signs in our behavior and in how those around us react to us. If you value your work / life balance and your relationship with your employees, family and friends it’s in your interests to be wary of the following…

You have to do everything yourself

When you start your own business, it’s more than just another job or career step. Your business is your life. As such, you understand that every aspect of your enterprise reflects on you. Hence, you apply rigorous control over every aspect of your operations. While there’s certainly value in having a certain way of doing things that is allied with your brand, there’s a fine line between insisting that things are done your way and micromanagement.

If you refuse to lighten your load by outsourcing your Business IT Consulting, your digital marketing campaign or your HR function you could be spending needlessly and missing out on invaluable professional support. When you’re the kind of boss that hovers around doing everything for your employees instead of with them, you also stunt their professional growth.

You’re eating a lot of takeout

How often do you call your partner to let them know that you won’t be home for dinner? How many times have you come home to an empty refrigerator? How often do you get takeout delivered to the office rather than cook? Has your partner stopped bothering to leave you a plate of leftovers because you’re never home on time for dinner?

If you notice that you’re almost constantly dining on take out food this is most assuredly not great for your health, nor is it sustainable.

You’re more stressed in your down time than at work

In many ways a business is like a child. You worry about it constantly and you can become very reticent about the prospect of leaving it in the care of anyone but yourself. Thus, it’s not uncommon for entrepreneurs to become stressed and agitated in what is supposed to be their down time.

However, living like this is an express ticket to burning out. If you genuinely fear for your business when you’re not at the helm, you need to focus more of your efforts in training your employees so that they’re able to pick up the slack when you need to take some time off.

The better you know the signs, the easier it is to put measures in place to prevent your workaholism from impacting negatively on your business and your life.

A look at careers: the government’s General Schedule pay scale and salaries revisited

The first principle of my blog is Creating Ecosystems of Success and some of its focuses are: Career Discussions, Education, and Financial Literacy/Money. I originally published this piece in 2015 on the Examiner as I started to understand some of the nuances of being a federal employee. While the employment in the government is relatively stable in comparison to the private  sector, there are some other unique differences which I thought were worth discussing. If you or someone you know is considering a federal career, this is a good and insightful read.

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My last article gave an overview of my experience as a federal employee in a general sense. This article will talk about one of the more intriguing parts of being a federal employee; the General Schedule (GS). The GS is particularly relevant when one is looking to get hired into the federal government and it takes on more significance when seeking promotion within one the federal government’s many agencies.

The General Schedule is a payroll scale which dictates the salary of each federal civilian employee. The scale spans from levels 1-15, with 15 being the highest paid and most senior. The only levels higher than the GS are the Senior Executive Service (SES) and then becoming an elected official.

Within the GS some promotions to the next grade are automatic without competition. Within grades, there are ‘steps’ where one automatically gets a raise periodically. There are 10 steps to each grade, and the first four step increases are automatic annually. Afterwards they are every two years. This seems like a really good deal right?

Reaching the GS-14 and 15 levels from the 13 level involves competition. That’s assuming that there’s money in the federal budget or ‘continuing resolutions’ for those promotions to become available in the first place. Another caveat is that one cannot jump to a higher grade without proving that they adequately performed the functions of the grade below it – going from a 13 to a 15 for example. A 13 must first become a 14 before reaching a 15.

While the GS is standard across the board for all federal employees, the cost of living for geographic location varies. For example, a GS-14 in my hometown of Buffalo, NY would make slightly less than a GS-14 in the Washington, DC metro area due to the vast difference in the cost of living.

What does all of this matter? As with everything, it isn’t a perfect system depending on your point of view, and there are pros and cons to working in the public vs. the private sector vs. academia. As described in my Earning a Ph.D. series, ascension within the federal government isn’t entirely dependent on one’s degree level. Having a Ph.D. for example doesn’t guarantee a promotion or even favor within an agency, and there are scenarios where Ph.D.’s can end up being supervised by master’s and in some cases bachelor’s level staff, something that would almost never occur in the private sector or in academia.

“We have Ph.D.’s.!!! We shouldn’t be making the same amount of salary as those filing records or who are doing administrative things,” a former colleague who has since gone to the private sector often lamented. That’s another caveat, tenure is an important component to federal employment. Specifically, there are instances where someone with a lower level of education who has been in the system longer, can make equal or more salary than someone with greater academic credentials who has been the system for less time. Ponder that.

“I wanted to move to Washington DC, so that I could get my 11,” a friend with a background in Human Resources who was a GS-9 said upon moving to the Washington, DC. Because the federal government is centralized in Washington, DC, the opportunities to get promoted are more plentiful there. Likewise, once promotions are achieved, that level is typically maintained wherever one goes afterwards throughout their career.

“When I first moved here, a couple of men told me they had achieved their ‘14s’ when we first met and I didn’t know what that meant,” a female acquaintance shared with me about her early dating experiences in the area. A funny but true and in some ways disturbing aspect to all of this is that in the DC Metro area, your GS-level can have huge social implications. In the minds of some, it represents: power, prestige and status in addition a considerable salary, the latter probably being the most important though they are generally lower than comparable private sector positions.

In closing, none of this information is confidential so I won’t get in trouble for sharing any of this. The salaries of federal employees are readily available to the general public online. Thus, when you know someone’s GS-level, you have an idea of what they earn, unlike in the private sector – an unsettling thought in terms of privacy to some degree. Nevertheless, it’s one of the cons that come along with being a public servant. The bonuses tend to also be more robust in the private sector.

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There are other aspects to being a federal employee such as the Thrift Savings Plan (TSP) which is the retirement plan/system for civilian employees. I will probably discuss it in a subsequent post about retirement as it’s something I didn’t quite understand when I started my federal career.

I’m going to close by going back to stability, but in a different way. In some instances, federal employees may perform at low levels for their given duty for any number of reasons. This likewise can earn consecutive poor ratings at their annual performance appraisals. This is difficult for supervisors because it’s classically hard to fire federal employees as there’s a long and involved process for letting go of them once they’ve passed their probationary period – again something very similar to academia.

Thank you for taking the time to read this blog post. If you enjoyed this one you might also enjoy:

Perspectives of federal workers caught in the middle of the 2013 government shutdown revisited
The myth of the stability of being a government employee revisited
Father’s Day 2018: Dad’s doctor and his lawyer, and a discussion on careers
Applying School To The “Real World”: Turning Subject Knowledge Into a Career
Staying Relevant In The Workplace: The Tips To Help
Common Mistakes When Choosing A Career
Making The Most Of Your Education

If you’ve found value here and think it would benefit others, please share it and/or leave a comment. To receive all of the most up to date content from the Big Words Blog Site, subscribe using the subscription box in the right-hand column in this post and throughout the site, or add my RSS feed to your feedreader. You can follow me on the Big Words Blog Site Facebook page, and Twitter at @BWArePowerful. Lastly, you can follow me on Instagram at @anwaryusef76. While my main areas of focus are Education, STEM and Financial Literacy, there are other blogs/sites I endorse which can be found on that particular page of my site.

Out Of The Office And Onto The Farm: A New Take On The Tech-Takeover

Three key focuses of my blog are Career Discussions, Business/Entrepreneurship and Technology. With today’s technology, working and generating and income doesn’t always have to happen in the traditional office setting. In many instances it can be done independently and remotely. The following contributed post is thus entitled; Out Of The Office And Onto The Farm: A New Take On The Tech-Takeover.

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In case you hadn’t realized, business has gone to the tech dogs. Nowadays, more of us than ever are working on the cloud and staring at computer screens. But, this isn’t a lifestyle we’re all happy with. For some, this ever-encroaching tech takeover is encouragement to take a step towards careers out of doors.

Let’s say you’re at the stage where the mere thought of another day in the office drives you wild. It’s past time to quit your job because you need a total change of scenery. The trouble is, you can’t think of a single outdoor-based career you’d be suited to. Everything you’ve ever done has been office based. Could someone like you ever make a go of things out and about?

Of course! You don’t need to entirely retrain to do so, either. In reality, you may be more qualified for outdoors jobs than you think. Keep reading to find out which positions would give you the best of both worlds.

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Remote work

Okay, you got us; remote work may well mean doing the same job. But, the benefit with this is that you can choose where you complete those tasks. Forget sitting and staring at office walls; you could work in the garden as often as you fancy. Even better, you may find your current position allows for this. If you’ve already taken the plunge and quit, don’t panic. There are plenty of remote opportunities out there. All you need to do is search for them. The chances are that the ideal role is ready and waiting for an applicant just like you. All without a jot of retraining!

Sales

Sales are also a fantastic option here. While large portions of this work would be computer-based, most sales people have to travel to clients. As such, you’re sure to spend vast amounts of time out of the office. By embarking on a sales job in something like agriculture, you would even get to spend time outside on various country farms. Companies like Hansen Agri-placement advertise all manner of jobs like these, as you’ll see if you visit their website. Even if you fancy staying on a more familiar footing, you can bet there are plenty of sales positions going. Hey; you could even walk between clients to make the most of your floating post.

Real estate

Real estate is not what most people think when they consider outdoorsy jobs. Still, the possibilities here might surprise you. Think about it; rural real estate is a prime market. And, a realtor’s day mainly consists of hosting property viewings. Put the two together, and you’ve got at least some time outside. Plus, your experience with computer programs means you’re well qualified for the office side of things. You would need to consider where you applied of course. A city-based company would be as useless for fresh air as your office life. But, applying in the right area is sure to bring just the breath of fresh air you’re after.

Applying School To The “Real World”: Turning Subject Knowledge Into A Career

The first principal of my blog is Creating Ecosystems of Success, and two of its focuses are General Education and Career Discussions. Sometimes early on in school we wonder about how our classes will be useful in the real world. The further we progress it likewise because important to know where can apply what we’ve learned in a practical way. The following contributed post is thus entitled; Applying School To The “Real World”: Turning Subject Knowledge Into A Career.

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As kids, we all remember complaining about school. And those complaints often extended beyond a mere dislike of homework. Often, children ask themselves why they’re bothering to learn certain things. “When will this help me in real life?” That’s a question many students ask, even when studying technical subjects such as mathematics. Unless you want to become a teacher, the knowledge isn’t important. Right? And technology has made human talents redundant. Spell checkers remove the need for grammatical skills, and calculators remove the need for numerical skills. And, in fact, any piece of knowledge can be gained online. But this is too cynical an approach. There are more ways to apply school to the real world than you might realize. Whether you’re a recent graduate or somebody who’s rethinking their job role, here’s how to turn your subject knowledge into a career.

Science
STEM subjects are valued very highly in the job world, so you probably feel quite confident that there are plenty of career opportunities for somebody with scientific subject knowledge. However, you can use your qualifications for more than obvious options. You don’t have to become an academic researcher in medicine or marine biology. You’ve gained more skills than you realize if you’ve studied for a scientific subject. You’ve learned to critically think, problem solve, organize multiple projects, and adapt on a continuous basis. Those skills could suit you well in the business world if that was a route which interested you.

You could start your own business or become a consultant for other businesses. Science is an incredibly vast field, so your subject knowledge doesn’t limit you to a select few career options. You can take alternatives to the traditional route. Even a student of medicine doesn’t have to become a doctor or a surgeon. Your knowledge is valuable in the “real world”, so don’t dismiss the importance of your qualifications. If you’re not interested in the traditional career routes related to the subject you’ve studied then do some research to gain an understanding of the other options out there. You might just find something totally unexpected that fits your personality perfectly.

Geography
A geographical understanding in the modern world is also highly valuable. There’s more to this subject than knowing where places are on a globe, as you well know. Otherwise, geographical studies would be made obsolete by Google Maps. You can use your degree for more than simply teaching geography to the next generation. If you’ve studied in geographical information science then you could even consider pursuing a career in surveyance. You might want to look into land surveying jobs in your area if that type of career route appeals to you. It could be an exciting opportunity to make a difference in your community with your subject knowledge. A qualification in geography can lead to plenty of vital professions, so don’t diminish the technical weight of your subject knowledge.

History
Much like the other subjects we’ve discussed, history is a topic which is often pigeonholed into a very limited range of career options. You would probably imagine that a history graduate either has to become a teacher or a historian. But research and education aren’t career routes that appeal to everyone. Luckily, you can do more with a history degree than you might think. You could even consider a career in politics. Historical knowledge is incredibly valuable because it outlines mistakes of the past. By working in government, you could advise as to how we could avoid repeating those mistakes again. You could also look into media-related jobs. This is worthwhile subject knowledge for many career routes.

3 Reasons Why Business Minded Employees Should Have a Side Hustle

The first principle of my blog is Creating Ecosystems of Success, and a key area of focus is Business/Entrepreneurship. Many individuals have ‘side hustles’ outside of their day jobs, some of which replace their day jobs, while others create a supplemental income. There are several considerations when creating side hustles. This contributed post is thus entitled; 3 Reasons Why Business Minded Employees Should Have a Side Hustle.

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No doubt you’ve heard of the term side hustle. It’s a multifaceted term that applies to a wide range of activities which involve everyday people making money on top of their day wage in your free time. This can range from using apps to make money from their supermarket receipts to starting up their own businesses. However you choose to side hustle, in an increasingly uncertain economic climate, it can be a great path to economic stability and equilibrium for hard working families who never quite seem to have enough disposable income, even when they pull in as much overtime as they can manage. Whether you do it to earn a little money to make your carefully planned household budget easier to manage or as a precursor to full time entrepreneurship, there are a number of reasons why a side hustle may be beneficial to your household.

Image by Flickr

First, the caveats

When you choose to side hustle alongside your day job, it’s vital that you keep certain caveats in mind. For example, time management becomes an exceedingly important skill. Remember that even though you pay tax on your day wage, your income from your side hustle is still taxable and needs to be claimed. Of course, this also means that the expenses incurred in carrying out your side hustle are tax deductible. Needless to say, you should retain a clear delineation between your day job and your side hustle. Never, ever use company time or resources for your side hustle as this can land you in a world of trouble. Attain the right balance, however, and your side hustle will benefit you in a number of ways…

It can provide a safety net if you are injured at work or fall ill

Even if your workplace has a group insurance policy, an accident or injury at work can still be ruinous to your finances. Your employer’s insurer may reject a claim for either disability insurance or workers’ comp on the flimsiest of pretexts. That’s why, if your workplace injury renders you unable to work it’s vital that you visit www.longtermdisabilitylawyer.com to help secure that which you are entitled to. Even if your claim is successfully processed, a side hustle can still be beneficial.

You may still be able to manage your side hustle even if you cannot return to work, and it can provide a revenue stream that either supplements your disability insurance (keep in mind that some insurers may place restrictions on how much you can earn) or help keep the bills paid while your claim is processed.

It can give you the satisfaction and fulfillment you’re not getting at work

Many turn to side hustles because they have fallen out of love with their day job. They may have lost their passion for their profession or not get the same sense of challenge or reward that they once did. This can be extremely frustrating or demoralizing, especially if your job has allowed your skills to stagnate. A side business can give you back that feeling of challenge and accomplishment while helping you to build new skills. For example when your business is ready to take on new employees you will be imbued with leadership and management skills.

It can give you an opportunity to save

Finally, saving is an important part of any well maintained household finances. The trouble is that many of us struggle to find enough disposable income at the end of the month to pay into them. By paying a portion of your earnings from your side hustle directly into your savings you can insulate your household from unexpected expenses!

Making More Of Yourself In The Working World

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Career Discussions. Once starting a career, all of us eventually have to reassess our positions, and figure out what directions to take in the future. The following contributed post shares some tips for doing such and is entitled; Making More Of Yourself In The Working World.

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Once you’re settled in a job role, it’s easy to let your standards slip. However, as we’ll discuss in this post, you should always be aiming to make more of yourself in the working world. Otherwise, your job might become repetitive and you might find that you struggle to move on to better jobs or even different careers in the future. Here’s how to achieve more in the competitive business world.

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Reassess your current job.
You could make more of yourself in the working world if you assessed your current job role. And we’re talking about more than the general job description; we’re talking about the actual work you do from day to day. Are you satisfied with your job role? Do you want more out of your career? It might be time to start stretching yourself, as suggested at workitdaily.com. The best way to achieve more in life is to push yourself beyond your usual boundaries. You can’t grow unless you break out of your repetitive pattern. Maybe you could offer to do a presentation at work or take on some other project that’s new for you. Make your job more exciting and push yourself to be better.

Of course, you might reassess your job and find that the problem extends beyond your workload. Maybe you’re actually happy with the industry in which you work but the problem is your specific company. You might have an apathetic boss or colleagues who cause issues for one another. Perhaps you’ve even been injured on the job. If that’s the case then you might want to check out HugheyLawFirm.com for compensation that you might be owed. It’s important to get the lost wages or general financial support you deserve after such an incident. Essentially, if the business for which you work is poorly managed then it might be time to move on. That way, you can make more of yourself in the working world.

Work on your social skills.
Another way to make more of yourself in the working world is to start socializing. Connect with the colleagues in your workplace. You might even want to use tools like social media to network, as we’ve suggested before. By connecting with others in your industry through social networks, you might learn things that help you to progress in your own career. You need to expand your horizons if you really want to flourish in your job. As we’ll discuss in the final point, you should never stop learning if you want to reach greater heights in your career.

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Add things to your resume.
As suggested at lifehacker.com, you need to put together a captivating resume if you want to get a better job in the working world. But that doesn’t mean you should ignore your resume if you’re well settled in your current job. You never know what the future holds. You should keep working on your resume so that you’re prepared if you want to move on to a new job or even a new industry in the future. Keep learning. You might even want to get qualified in new areas so that you flesh out your CV and look more impressive in the eyes of employers. By bettering yourself, you’ll also be able to achieve more in your existing job role. Personal development is the best way to make more of yourself in the working world.

When Enough Is Enough: Knowing When It’s Time To Quit Your Job

The first principle of my blog is Creating Ecosystems of Success, and a key focus is Career Discussions. In any job, it’s critical to know when to leave. The reasons vary and it’s different for everyone based upon: personal health, promotion potential, and whether or not it’s still a good mutual fit. How do you know when to quit your job? The following contributed post is entitled; When Enough Is Enough: Knowing When It’s Time To Quit Your Job.

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Knowing when to quit your job isn’t always straightforward. You need the money, after all. But if your health is at risk, or if you know you aren’t where you are supposed to be, then you do need to consider the option. Life is too short to stay in a job that isn’t benefiting you.

If anything we say in this article relates to you, then start to plan a career move. It could be the best thing you do today, especially if you are reading this now, feeling utterly miserable because of the job you are currently in.

These are some of the reasons why you should say “enough is enough” and call it quits on your current position.

1. You wake up with a feeling of dread every morning

Most us resent the intrusion of the alarm clock at some point in our lives. The thought of going into work doesn’t always provoke happy feelings. But if you feel dread at going into work every morning, then something is clearly wrong. It could be for one of any number of reasons – your boss is an idiot, your colleagues are bullies, the job role holds no meaning for you – and if you can’t change the situation that is causing you to feel dread in the morning, then getting out of there could be the best thing you can do.

2. Your workplace is a health and safety nightmare

Your employer’s legal duty is to care for your safety and well-being while at work. But if that safety is compromised in any way, perhaps because you haven’t been given the correct training to handle a dangerous job role, or your employer is cutting costs and corners within safety measures, then you need to think about your health and safety. You may have legal protection should an accident befall you at work – check here to find out more – but do you really want to work in a place where safety measures are not placed as a priority? It shows lack of care in you, as the employee, for starters. Moving into a new career could be a literal life-saver!

3. Your job role isn’t safe

If involuntary redundancies are common in your company, then it may be in your best interest to find another job before you find yourself on the unemployment line. This is especially true if the industry in which you work isn’t considered safe anymore. We are heading into a world without employees, where robots and machines are literally taking over some job roles, so if you work within a particular career type, such as any of those listed here, then a career move could well be in order before an autonomous drone shuffles into your position. There are other job types that will survive the robot invasion, including anything that is primarily people-oriented, such as teaching, healthcare, and social work, so consider your options if a career move is the right thing for you.

So, is it time to call it quits on your job? If your physical and mental health is in danger because of the role you are in, or if you are feeling insecure because of the threat of being made redundant, then yes, you are probably right to move on. Figure out your next move, do what you need to do to secure a new job role, and then say “enough is enough” to the position you are currently in.

Financing A Business When You Don’t Have Capital

Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. A key to starting a business and thriving is acquiring the startup capital and then finding ways to run budget surpluses going forward. The following contributed post discusses tips for doing this and is entitled; Financing A Business When You Don’t Have Capital.

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One of the hardest parts of trying to run a business in the modern world is the spending which has to come alongside it. With fewer people than ever before managing to build up savings, most don’t have the money to start something like this when they are working in a normal job, and this makes it a challenge to try and find a foothold. Of course, though, you don’t need to finance something like this for yourself. Instead, as long as you’re willing to do some research, you can find loads of ways to fund your company without having to save.

Investments: Traditionally, investments have long been one of the most popular ways for a new company to be able to afford their initial expenses. You will often have to pay for this by giving away a piece of the business, making it appealing to some people, while also providing an easy way to get yourself started very quickly. There are loads of companies out there which can put you in touch with someone like this, making it even simpler to get started.

Loans: If you’d rather avoid giving away a slice of your hard work, you could look down a slightly different avenue. There are consumer portfolio services all over the world. These businesses provide funding for other companies on a loan basis, with special terms and conditions which are designed to make your first few years very secure. In this case, you will have to pay all of the money back by yourself, but will have an income to help you to do it.

Something Free: Not all ventures need to have money spent on them to get started. In fact, over the last few years, it’s become much more common for people to seek methods which give them the ability get their company started for free. Working online, dealing with services, and a host of other ideas make it possible to get started for nothing or very little investment. This is a great way to avoid getting involved with tricky finances which could make life harder later on.

Grants: Finally, as the last idea on this list, you may have the chance to look towards your government to help you. Certain types of industry are being heavily pushed by these groups, nowadays. Green technology, computing, and loads of other fields have grants available to small companies. You will have to work to meet certain criteria to be able to get something like this, but this will be worth it once you’re able to fund yourself for free.

There are loads of ways to handle this sort of work, and most people will have their own idea of what should be done. Of course, though, it’s always worth doing plenty of your own research, making sure that you’re not going down the wrong route with your business. If you need direct support with this, a business management company will be able to give you some advice, making it even easier to get started.