Big Words start conversations and open doors to new places.
Anwar Y. Dunbar is a Regulatory Scientist. Being a naturally curious person, he is also a student of all things. He earned his Ph.D. in Pharmacology from the University of Michigan and his Bachelor’s Degree in General Biology from Johnson C. Smith University (JCSU). Prior to starting the Big Words Blog Site, Anwar published and contributed to numerous research articles in competitive scientific journals reporting on his research from graduate school and postdoctoral years. After falling in love with writing, he contributed to the now defunct Examiner.com, and the Edvocate where he regularly wrote about: Education-related stories/topics, Science, Technology, Engineering and Mathematics (STEM), Financial Literacy; as well as conducted interviews with notable individuals such as actor and author Hill Harper. Having many influences, one of his most notable heroes is author, intellectual and speaker, Malcolm Gladwell, author of books including Outliers and David and Goliath.
Anwar has his hands in many, many activities. In addition to writing, Anwar actively mentors youth, works to spread awareness of STEM careers, serves on the Board of Directors of the Friends of the David M. Brown Arlington Planetarium, serves as Treasurer for the JCSU Washington, DC Alumni Chapter, and is active in the Dave Ramsey Financial Peace Ministry at the Alfred Street Baptist Church. He also tutors in the subjects of biology, chemistry and physics.
Along with his multi-talented older brother Amahl Dunbar (designer of the Big Words logos, inventor and a plethora of other things), Anwar is a “Fanboy” and really enjoys Science-Fiction and Superhero movies including but not restricted to Captain America Civil War, Batman vs. Superman: Dawn of Justice, and Prometheus. He is a proud native of Buffalo, NY.
The first principle of my blog is Creating Ecosystems of Success and a key focus is Career Discussions. Unfortunately, some individuals find their careers disrupted, often without warning. It’s important to understand what to do if your find yourself in that situation. The following contributed post is entitled, Thrown Off Your Career Path Without Warning? Here’s How To Move Forward.
Most of us, as in those who are concerned with expanding our professional utility, skillset and career orientations, can often become truly shocked to the core when our path is thrown off. Perhaps a redundancy prevents us from raising the ranks in a career we’ve followed our entire life, and now we need to find work elsewhere, delaying that promotion for some time. Maybe we’ve realized that an industry path is not for us after 20 years working within that field.
Or, perhaps worst of all, we may find ourselves becoming injured or unable to work due to an accident, or workplace neglect, or safety standards failing. This last issue can be so debilitating, because not only does it knock our professional potential, but all other life progress for the time being. As far as that’s concerned, it can be worth knowing what your options are. Gathering yourself is key in these situations, as this process can provide you hope for the future.
As far as that is concerned, we’d love to give you some worthwhile and timeless advice in this direction. Please, consider:
Litigate If Needed
If necessary, it can be important to litigate. This can not only give you a sense of emotional closure, but it can help you protect yourself and claim the compensation you truly deserve. This can soften the blow of being out of work for a while, just as you recover from an injury or come back to your potential productive self. Go to lawboss.com to understand just what processes are best to follow in this light, and how you can approximate the best results with careful attention.
Understand Your Rights
Understanding your rights is also an essential part of this process to keep track of. It might be that you are entitled to workmen’s compensation, or disability, or job seekers allowance, or another form of support that enables you to look for further work. Sometimes, understanding your rights may even help you figure out that you were wrongfully terminated, and this may give you grounds to seek a renewed litigation effort. Understanding your rights can also enable you to search for worthwhile work, and avoid being placed into an unfriendly contract out of desperation.
If Returning To Work, Follow Best Procedure
When starting anew, no matter how unjust or unfair the circumstances may have been leading to this point, it’s important to apply humbly and understand how to follow best procedure. You may not be entitled a new job just because of being fired. Perhaps you need to prove yourself to a new employer before gaining work. Maybe reputational management can help you wipe off the layers of inaccuracy that can always occur in any dramatic change of social circumstances. Following best procedure, carefully, with humility, verifying your right action all the way, can help you once again structure your career in the best possible manner, even if you decide to start out on your own.
With this advice, we hope you can come back to your professional life with care and possibility.
“I fear, I am integrating my people into a burning house!”
Before I start this piece, I want to acknowledge the creator of its primary image. It was generated by “Creative Designs” by the very talented Tamara Coleman. If you want to learn more about Tamara and her work, contact her via email at: Tammyfirstname.lastname@example.org.
This Black History blog post falls under my principles of “Critical Thought” and “Financial Literacy/Money”. Here on my blog and on my YouTube channel, Big Discussions76, I challenge readers and viewers to question things and not just accept the images and messages fed to them. This is particularly important for this election year where we voters and sure to be slammed with all kinds of propaganda biased reporting by the mainstream news sources.
One of the interesting things about history is that he or she who controls the narrative controls the minds and the perceptions of the masses regarding what happened for a given person or event. Some argue that all the technology we have today has made the world worse, and there are cases where that’s true. I usually counter that sentiment by arguing that in some ways it has made it better. One way it has made the world better is through the ability to share information, so that more accurate and complete stories can be told.
Another important revelation for me regarding Dr. King was my mentor sharing that just as many black people wanted to take his life as white people, if not more. It’s odd (and unsettling) to think something like that could happen, but information and perspectives that are being shared now may give insight as to why. Something that classically hasn’t gotten as much exposure, but which is now gaining traction in certain circles today, is Dr. King’s final thoughts on his life’s work.
Dr. King’s signature victory was the Civil Rights Act of 1964, but it turns out that before his death, he wondered if he’d spent his life fighting for the wrong things. He pondered if he’d led his people in the wrong direction as discussed in the opening quote of this blog post. This is a good place to ask an important question. What exactly happened in 1968 that warranted Dr. King’s assassination as opposed to one of the previous years? A prevalent theory is that Dr. King’s focus had shifted from social integration and desegregation to economic and financial equality/power and empowerment. His final effort was in fact the “Poor People’s Campaign”.
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“In a race-based society, it’s what you own and control that determines your opportunities, rights and privileges! This doesn’t have a darn thing to do with Civil Rights! That’s a waste of time! It doesn’t have anything to do with voting!”
At this point I want to introduce Dr. Claud Anderson and then I’m going to bring the two men together at the conclusion of this piece. For those unfamiliar with him, Dr. Claud Anderson is an author/economist/historian and a former cabinet member of President Jimmy Carter. For 40 plus years of my life, I was unaware of Dr. Anderson and I only became aware of him due to the vigilance of Dr. Boyce Watkins, who I watch regularly on YouTube and who I also follow on Twitter. This, in part, underscores the good our new technologies have done.
Dr. Watkins is unapologetically black, a staunch advocate of black love, is considered controversial by some and while he regularly weighs in on some of the social issues of the day (recently Lizzo for example), his background is in economics, money and investing. His core messages are thus about black people learning how to invest and build businesses. He’s very, very passionate about black kids learning to buy stock and build businesses as early as possible and has programs for teaching such skills to both children and adults. He argues that this is more important than our kids learning to do the latest dances or excelling at football or basketball.
I don’t recall when Dr. Watkins started bringing Dr. Claud Anderson onto his show, but once he did it was easy to see why, and why he looks upon Dr. Anderson with such reverence. I’d encourage any readers to look up any of Dr. Anderson’s discussions with Dr. Watkins, and then any of Dr. Anderson’s abundance of interviews available on YouTube. He had a powerful discussion with the popular ‘Breakfast Club‘, and over the holiday season I stumbled upon an interview of Dr. Anderson from 1995 in Detroit. He had another powerful interview with Rock Newman here in DC. I’d embed these interviews right here into my blog post, but I don’t want any kind of copyright infringement claims against me. I’ll thus share the links to the interviews:
What’s remarkable about the 1995 interview was that Dr. Anderson spoke on everything that’s unfolding today. One point was the efforts to bring in immigrants into the United States to undermine the black vote and I’ll leave that there. It’s a very polarizing topic as ironically many black people support the same politicians who are looking to enforce these policies. The year of 1995 was just prior to the internet becoming mainstream. Interestingly, even when transferring to my Historically Black College/University (HBCU), I don’t remember any mention of Dr. Anderson, which is very strange. As noted before, the same is true for intellectuals like Dr. Thomas Sowell and Dr. Walter E. Williams, black conservatives, but ‘intellectual heavyweights’ nonetheless.
Then again, it’s not strange as Dr. Anderson discussed how the individuals who decide which books will be used at HBCUs don’t want his books there during his interview with the Breakfast Club. While I recommended three of Dr. Anderson’s interviews above, and while I’m going to recommend his books below, in watching and reading Dr. Anderson’s content, I must warn you. If you’re a Barrack Obama enthusiast who was in love with the symbolism of his presidency, or even a staunch Democrat, his words aren’t kind to either. He’s not a pro-Trumper by any means, but he’s very open about the political class’ role in the state of Black America now. By the way, many, many criticisms of Barrack Obama’s legacy are emerging within the black community these days and can at least in part be attributed to what happened to Senator Kamala Harris in the Democratic primary.
With the videos I’ve listed, you can go watch and learn more for yourself. For the sake of this post, I’m just going to focus on three things. The first is Dr. Anderson’s plan for empowering black communities across the United States, much of which can be done by the communities themselves without outside help. He described the following points with hosts “DJ Envy” and “Charlemagne THA God” on the Breakfast Club. He described black economic empowerment (by the black community itself) as building a proverbial building with multiple floors:
• First Floor– Build a community and practice ‘group economics’; particularly making the money ‘bounce’ in the community 8-12 times before it leaves (discussed below). • Second Floor– Politics; without economics there’s no ability to influence politicians or elections as a group; Voting is immaterial and a game of entertainment; You buy or rent the politicians. • Third Floor– Use the politicians to influence the court systems and law enforcement to decrease things like police brutality. • Fourth Floor– Media; If you don’t own media, you can’t organize, communicate or motivate. • Fifth Floor– Education; Interestingly the final level, but according to his logic it makes sense as there would theoretically be the existence of black businesses for our young professionals to start working in.
The second point I want to focus on is that of black people relearning how to ‘bounce’ their money in the black community as described above. In this context, bouncing simply refers to spending money within the community to give those there the opportunity to benefit from it long-term. Dr. Anderson argues eloquently that of all the other races and ethnic groups, the black dollar bounces the least within its own community before quickly leaving. In the Black History-related piece following this one, I’m going to discuss whether racial desegregation irreversibly started the process of destroying black businesses. An example of supporting a black business is patronizing the above-mentioned Tamara Coleman who created the primary image of this piece.
My final point regarding Dr. Anderson is that of ’Reparations’ which is basically the reconciling of the debt and economic disparities by the United States believed to be owed to the descendants of slaves created by the ‘Chattel Slavery’ and Jim Crow. I’m not going argue whether black people should get them here, though it is interesting that groups like Japanese Americans got something following World War 2. Other groups apparently got similar severances. I’ll just say that Dr. Anderson is a staunch advocate of reparations and don’t be surprised to see a further fractured black vote in the 2020 general election due to this one issue which was in large part brought to the forefront by the Obama Presidency.
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I’d encourage readers to purchase copies of Dr. Anderson’s books which it seems are not available at HBCUs as described above. I asked for and received Dr. Anderson’s three books last year for Christmas: Powernomics, The Black History Reader and Black Labor-White Wealth. Again, he has in large part been kept out of mainstream media and, based upon his messages, it’s not surprising why. I would also encourage readers to visit Dr. Anderson’s “Harvest Institute” to learn more about his efforts and to make a donation if you’re motivated to do so.
So, what does all this have to do with Dr. Martin Luther King, Jr? Well, it relates directly to his vision of the burning house. Were his efforts in large part directed in the wrong direction? Was it always economics? Did desegregation ultimately have harmful effects on Black America, causing all our black businesses to wither away and die? Also, have we become a permanent underclass as described by Dr. Claud Anderson?
In terms of reparations, based upon responses by then Democratic candidate, Kamala Harris, and remaining candidates like Bernie Sanders and Elizabeth Warren, I’m not going to hold my breath for them. Part of Dr. Claud Anderson’s ‘Gospel’ regarding economic empowerment though is hopeful and suggests that black people as a group can still coalesce and build something. The question is ‘will we?’.
It would require a mass shift in mindset which is the hardest part. If you watch Dr. Boyce Watkins’ content, he’s shared frustrations numerous times about black people as a group not being interested in learning about economics and financial literacy. Some are, but personally I thought it was odd that it took something like Jay-Z’s ‘444’ album to get black people talking about these topics at least for a little while. Again, some of us are interested in this stuff and actively talk about it and study it, but the majority isn’t. A small group will thus likely thrive while the majority may not as much.
If money, financial literacy and business topics fascinate you, I have a wealth of content on that now right here on the Big Words Blog Site. As a matter fact, my blogging platform was rated one of the “10 Best Financial Education Blogs” by the company “Expertido” for 2019. I’ve written several ‘literary’ pieces about some basics of budgeting and topics regarding things like “Matching Contributions”. My pieces are usually personal stories discussing my journey learning these concepts.
Working with a collaborator, I’ve published profuse amounts of content in the areas of Financial Literacy/Money and Business/Entrepreneurship. These are smaller informational pieces you can read through in five minutes or less. Just go to the categories tab on my platform and choose one of those categories. I also discuss money topics on my YouTube channel entitled, Big Discussions76. Please stop by, subscribe and find the playlist entitled, “Big Discussions Financial Literacy”.
As Black History Month approaches, I’ll be publishing another piece specifically focusing on whether Civil Rights and desegregation hurt Black America. Thank you for reading this piece. I want to thank Dr. Boyce Watkins for his hard work in trying to get his money messages out to our people, and for getting Dr. Claud Anderson out into the spotlight where he has always belonged. Again, for 40 years of my life I had no idea who he was and I’m not alone. That’s a major problem, but if you understand economics and media as I do now, it’s not unexpected.
Thank you for taking the time to read this blog post. If you enjoyed this one, you might also enjoy:
If you’ve found value here and think it would benefit others, please share it and/or leave a comment. I’ve recently started a YouTube channel, so please visit me at Big Discussions76. To receive all the most up to date content from the Big Words Blog Site, subscribe using the subscription box in the right-hand column in this post and throughout the site, or add my RSS feed to your feedreader. You can follow me on the Big Words Blog Site Facebook page, and Twitter at @BWArePowerful. Lastly, you can follow me on Instagram at @anwaryusef76. While my main areas of focus are Education, STEM and Financial Literacy, there are other blogs/sites I endorse which can be found on that particular page of my site.
The first principle of my blog is Creating Ecosystems of Success and a key focus of my blog is Health/Wellness. A major aspect of your personal wellness and that of your family is where you choose to live. The place where you live has multiple effects on your life. The following contributed post is entitled, How To Choose Where You Live.
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It doesn’t matter whether you are planning to retire or you are just looking for a new place to live, deciding where to go is not a natural choice to make. There are so many cities and towns, suburbs, and municipalities to choose from. It’s always smart to look at your options and move to what you feel is the best location for you.
But where do you begin? Choosing where to live takes research. You’ll need to know where the jobs are and how the real estate market is looking (and Peter Barlin makes this easy for Austin!). You need to see if you will have the right amenities in your new place, and you need to find out whether you are in the right place for everything that you will need. So, what do you need to consider when choosing where you should live the rest of your life?
Town Size. Whether you covet the city or you swoon after the suburbs, you need to choose the size of the town that works for you. You want to find somewhere to live based on your needs, and it starts with the size. The internet is invaluable for this, as you can find out what the populations are for all the areas you are interested in.
The Weather. If you hate rain, Seattle is not a good idea. If you love the sunshine, then Miami could be for you. The weather affects your mood, and it affects everything that you want to do – especially if you love the outdoor life. Choose the right climate for you, and you’ll be able to enjoy the new area in which you are basing your life.
Entertainment. Are you looking for a quiet life, or do you hope for jazz clubs and buzz? Living within the right area can make a big difference in the way you look at life. It would help if you considered what you enjoy and what’s close by to you. There’s no use in feeling isolated and living so far away. Be aware, though, that the more built-up the area, the more expensive it can become.
Employment. Are you moving for your job? Do you hope to find a new job when you do eventually move? These are essential questions that you need to answer because without doing so, you’re going to find it hard to settle without means to pay your way.
Amenities. Are you moving with children? Well, you’ll need to consider schools you may also want to know about public transport and local hospitals just in case you need this. You will need to live somewhere that ticks all the boxes, whether that’s a town or city to start with!
The Great Outdoors. Nature is a big deal for a lot of people, especially if you love hiking and walking to new areas. Beaches are also a big deal if you love water sports. Choose your area based on your interests, and you can’t go wrong.
Two of the focuses of my blog are Financial Literacy and STEM (Science, Technology, Engineering and Mathematics). For those individuals with a mind and aptitude for investing, there are lots of opportunities in the sciences. The following contributed post is entitled, Science And Investment Opportunities.
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Science And Investment Opportunities
There are many people around the world that are looking for places to invest their money. Whether it’s a charitable cause, or an investment opportunity that hopefully will bring big Returns. So when it comes to investment and the Sciences, where can we invest our money for either life and will changing reasons, or for a return on investment? It can be a minefield, and it’s important to know that the advice and and and information that you may receive when doing your research, is not everything, you have to really consider all of the alternatives and make the right investment choice for you. So where can we mix science and Investment? The first thing to think about is how much money you are looking to invest in the first place and once you know no this you will know where to start.
Education Education is, of course, the basis for any improvement. Improvement of the way we live, and the way we look after our planet, and this is an important aspect of investment. Investing money into the education of younger people, and for the Education of people who may not otherwise have access, means that we are likely to move forward in the future. Giving access to education to many people means that one or two who are going to make changes in the world are able to do so. The way in which we can move forward and educate the population is a fantastic opportunity. But it relies on investment. Whether that’s from personal, or business investments, it makes no difference as long as as.the funds get to the right places.
Research Research in science is, of course, essential, researching new ways in which you can treat illnesses, such as cancer, and researching alternatives two fossil fuels, for example, can make a huge difference to the planet. The only way we have reached the current medical advances, and spectacular technology we that we have no, is through research. But we need the funding to be able to drive this sort of research. And many of us benefit from these advances. So whether you’re investing gold bullion via ABC refinery, or investing your time, there is is no end to the benefits of research in science. It can take decades to reach a breakthrough, and this, of course, equates to a lot of money. But to actually advanced and evolved, we all have to make investments into this industry.
Climate Change Climate change is a big talking point all around the world at the moment. And 99% of scientists agree that unless changes are made then the human race is going to suffer from the effects of climate change. This, of course, means that we need to have more investment opportunities, the right people, and the right research being done on alternatives and ways in which we can improve the planet. Humans are no longer and wittingly causing damage to the earth, so it is important that we invest as much as we can into reversing the effects of this damage.
Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. If your business is one of the lucky ones to make it past its early stages, you will likely think about expansion. Before expanding your operations, there are some things you want to think our first before investing the necessary resources. The following contributed post is entitled, Is Expansion On The Cards For Your Business?
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Expansion is something a lot of small business owners dream about. You think of the day you can open up a second location, or take on more staff to help deal with the influx of customers coming your way. It’s one of the best signs of business success, and you can only hope things will turn out this way sooner rather than later.
But at the same time, you need to be ready for expansion, and to be able to spot the signs of when it’s coming. So, we’ve listed a few questions below that you’ll want to keep in mind when looking at your books. If expansion is on the cards, these little thought statements will help you to keep an eye out for the opportunity.
A steady flow of customers means a steady cash flow, in and out of your business. And if you’ve got enough customers to ensure your profit margin is always bigger than your costs margin, it’s a good sign you’re ready to take on more.
After all, if you can always turn a profit based on the limited resources you have at the moment, what kind of positive impact could another location or more people to service your customers have on your business?
Are You in Need of Another Office?
Another office is a good thing to have in your collection of business assets. It ensures you’ve got more than one location to work in, and that means you can cover more and more area around you. Sure, you’ve got the online world to rely on, meaning your virtual reach is massive and untouchable, but you need a similar tangible reach to rely on as well.
Setting up satellite offices might seem costly and unnecessary at first, but if more and more people outside of your local area are becoming interested in your business, it might just be the perfect solution. You’ll have another office to work out of, closer to your new source of custom, and that makes business convenient for both sides of the equation.
Is Your Team Eager for More?
Of course, your team needs to come into a decision like this as well. If you’ve got a strong team around you, who are capable of working together and taking initiative as and when it’s needed, it’s a good sign you can take on more business and assign tasks out accordingly.
At the same time, your team members might just be eager for more too. After all, they’re professionals in their own right, and have ambitions and goals just like you do. If you can help them take their professional acumen to new heights, they’ll do their best work for your business.
Expansion is something a lot of small business owners look forward to, and now might just be your chance to make it happen. After all, the sooner you’re ready for expansion, the better your business accounts look.
Three of the focuses of my blog are Career Discussions, Financial Literacy/Money and Business/Entrepreneurship. While going into business and working for yourself is highly glamorized, there are stark realities to it. There are a whole host of aspects and responsibilities an employee doesn’t face. The following contributed post is entitled, The Right Mindset for Successfully Working for Yourself.
Transitioning from being an employee in the traditional sense, to “being your own boss” and running your own business, is certainly fulfilling and uplifting in many ways; but it’s also deeply challenging in many other ways.
While everyone generally likes to think of all the perks of being self-employed – things such as setting your own hours, and not having to be accountable to a boss you hate – there often isn’t enough attention paid to getting the right mindset and expectations in place, to actually make a success of the venture.
Here are a few mindset adjustments to make, in order to successfully work for yourself.
Everything is your responsibility now – so you absolutely have to plan and prepare accordingly
If you’re working as an employee for a large company, it is quite likely that such questions as whether or not the uniforms are made of antimicrobial scrub fabric, have nothing to do with you at all, unless your compartmentalised role within the company happens to be dealing with such issues.
When you are self-employed, though, everything is your personal responsibility – and you absolutely have to plan and prepare accordingly, on the assumption that no one else is going to swoop in and pick up the slack.
This means being as orderly as you can possibly be. It means having a very robust task and project management system, staying on top of your calendar, being punctual with appointments, and just generally being prepared every step of the way.
Your own level of discipline and grit will have a totally decisive impact on how successful you can expect to be
Being self-employed is hard work – and especially if you’re trying to create a new business from the ground up and make a success of it.
That being the case, you can expect that you will have to work long shifts on a regular basis, will have to push forward in spite of frequent frustration and disheartenment, and will have to exercise a level of grit and discipline above and beyond the ordinary.
The bottom line is that your level of discipline and grit will have a decisive impact on how successful you can expect to be. So, if you’re not ready to be your own taskmaster, you should probably either get ready quickly, or go do something else.
You are your number one resource and asset – so take your own health and well-being seriously
Although you will have to work hard and be organised, you shouldn’t fall into the trap that many self-employed people do, of running themselves absolutely ragged until a major “crash” results.
Remember that you are your number one resource and asset, and that you should be taking care of your health not only for its own sake (although that is, of course, self-evidently something you should do), but also so that you can continue to be the most productive and driven version of yourself at work.
What’s true for your physical health is true for your general well-being, too.
Eat good, nutritious food, make sure to get enough sleep, and have some fun when you can, in your free time.
Two focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. No matter what your business is, a key to is your branding. Your personal branding will set you apart from your competition. The following contributed post is entitled, Why Personal Branding Is Essential.
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This is a competitive world that we live in, and it’s not always (or ever) as easy to get ahead as we would like it to be. There’s always competition for jobs, or for the products and services that we are trying to sell. All we can do is our best, and hope that people take notice. There is, on occasion, ways that we hold ourselves back, however — for example, if you’re not investing in your personal brand, then you’re missing out on an opportunity to show off your credibility and professionalism.
But what’s personal branding all about, anyway? It’s a term that you hear often, but it’s not always so clear as to what it involves. Essentially, it’s all about controlling your own message. It’s about ensuring that people that are searching for you see the values that they want you to see, and not anything that might harm your reputation and cost you business. With the rise of the internet, it is easier to look up people than ever before. This is why personal branding is such a priority for executives and professionals; they know that their business may be harmed if it’s not watertight.
Personal branding can also be used during the job search. All large companies do a background check on their candidates, and it’s usually the ones that have put the time into making their personal brand as watertight as possible that get ahead. To learn more about the importance of personal branding, take a look at the infographic below.
Two focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. A significant part of a business is accounting. Depending on the volume of your business, a major challenge may be making sure that your accounts are up to date. The following contributed post is entitled, 3 Ways To Ensure Your Accounts Are Up To Date.
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When you’re a business owner, making sure your accounts are up to date is one of the most important things you’ll do. This ensures you’re paying the right taxes and claiming the right expenses, and that everything is above board. It can be difficult to do this, and it can take a lot of time that you simply don’t have if you’re doing it inefficiently. Below, you’ll find 3 ways you can ensure your accounts are up to date:
1. Use An App Start by using an app. An app like Quikbooks can be a huge help and can help you to keep track of absolutely everything so that you don’t need to worry about missing anything out or forgetting anything. Although it may cost a little, there are free apps available for when you’re just starting out.
2. Outsource Alternatively, you can outsource your accounts to another company. This way, it’s not taking up any of your valuable time and you’re still free to do what you’re best at.
3. Hire In House Alternatively, you could hire an accountant or accounting team in house to take care of everything for you. However, if you do decide to hire, then it’s a good idea to be aware of the trends in accounting so you can make the right decision. The infographic below will help clue you in so you can decide exactly what you want to do.
A key focus of my blog Career Discussions. Even when we are qualified for a job on paper, there are things we can do personally to prevent us from securing the position. Knowing what these are will increase the likelihood of getting that job. The following contributed post is entitled, 4 Issues That Can Ruin Your Chances Of Claiming A Dream Job.
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Are you wondering whether there are problems that can stop you from claiming that dream position? Here are some that you need to watch out for.
Social media is a funny one because a lot of people seem to think that they can avoid the issue of social media by simply not having it. However, most employers these days want to hire someone with a social presence. It suggests that they will be a valuable person for their team who has a strong network. However, you do have to be careful there is nothing embarrassing or potentially even harmful to a brand.
You might also want to think about your criminal record. Most people won’t have a criminal record but even a small issue could lead to a blotch on your record. If you do think there is something in your past that could stop you from getting a job, it’s important to handle this issue the right way. You should think about speaking to a criminal lawyer like https://benfieldlegal.com/. They will be able to inform you how long this is going to remain on your record and whether it is likely to impact whether you are considered for a job or not. In most cases, you can avoid problems here by fighting to get a small issue expunged from your criminal record. Particularly, if it happened several years ago.
You might think that a credit rating isn’t going to be relevant to a job application and to an extent you would be right. However, information on your credit rating can be gained by an employer and it is more relevant to some positions than others. An accountant, for instance, will often be judged based on their credit rating. This relates to reliability. As well as this an employer might not want someone in debt as part of their business, whether this is fair or not. Something to consider here is how to fix your credit rating. Well, there are a few ways to do this. The best is to borrow money from a source that you know you can pay back on time. Do this and you will be able to fix your credit rating quickly and easily. You can learn more about your credit rating on https://swiftmoney.com/.
The Wrong Name
While the others are at least somewhat understandable this one reeks of prejudice. Unfortunately, there is research to show that your name can be enough to stop you from being considered for a job. There are variables that people can assume or predict based on your name. They can estimate your nationality, your age and of course your sex. Now, if an employer is ruling you out for these reasons, then you might want to reconsider working for them in the first place. However, sometimes you need to prove your worth and for that, you have to first get your foot in the door. This is why a lot of people choose to leave their full name off their resume or provide an alternate name. If you do this, make sure that your references will recognise you by this name when the call comes.
Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. Starting your own business can be a massive endeavor which many people talk about, but only a few do. There are steps to consider before starting your business. The following contributed post is entitled, Preparing to Start Your Own Business.
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Developing your business can be an exciting time. The desire to get things moving and set up can be overwhelming and potentially lead to something being overlooked. Just as you wouldn’t build a house without a solid foundation, it isn’t advisable to jump straight into a new business without having a solid business plan in place.
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Putting the effort in before you open for business will help you to reap the rewards of your hard work once you are up and running. There is a lot of talk about building a business plan for now, and the future of your new company – knowing what needs to be done and getting it done to reach your goals is something every business owner should be doing.
The simple fact is, setting up a new business can be a difficult and stressful time. So how can you make sure it runs smoothly so you don’t burn yourself out before you even start trading as a company?
The rules for business vary from state to state and are dependant on the sector you are going into. Taking the time to get all the necessary permits, licenses and insurances well ahead of time will take a huge weight off your mind. The last thing you want to be doing is cutting it fine by not having all your paperwork in order for opening day.
Try not to leave anything to the last minute. This will cause issues later on as you start to run out of time
Register your business.
Make sure your business is legal as soon as possible.
● Tax ● Bank Accounts ● Insurances ● Phone Number ● Be compliant with state regulations ● Find a business lawyer.
There are different acts you need to make sure you are compliant with before you start trading. For example, for those looking to set up in the financial industry, hiring a compliance consultant such as Scott Robert can make sure you are legal and ready to accept business before your go-live date.
Look After Yourself.
The last thing you want is to be burnt out before you even start trading. The only way to ensure this doesn’t happen is to make sure you are looking after yourself in the run-up to opening day.
Eating well, getting enough sleep and exercising is all part of a healthy lifestyle and is more important when you are taking on a new project. Set yourself boundaries and clear working hours to help you separate business and work life.
Believe in Yourself.
You know what you are doing, you are well versed and experienced in your sector so relaxed. Trust your instincts and have faith that you know what you are doing. If you have uncertainties, then look to do something about this. Brush up on any areas you are lacking knowledge in. Take a course or even hire someone to take care of this for you or teach you all you need to know.
Be confident in your abilities and the hard work you’ve put in to get to this point.