Two focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. A key aspect of your business for those on the outside is its appearance. Not only do you want your business to run smoothly, but you also want it’s appearance to be top notch. The following contributed post is entitled, Ways to Enhance Your Business’s Premises.
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If your business’s premises are looking a little lackluster and it’s time to make some changes, we’ve got some ideas for where you should start. The place where you’re based and your team does its work needs to meet the right standards if you’re going to achieve lasting success. Here are some changes, big and small, that’ll help improve your premises and ensure your business has the foundations for success firmly in place.
Get Rid of the Clutter
First of all, you should work at getting rid of the clutter in your workplace. When you have a workplace that’s filled with junk and clutter, it stops your team from making the most of the space. It can even have an impact on the psychological side of how your employees work. Feeling overwhelmed and surrounded by clutter isn’t conducive to good work.
Create Private Spaces
Your business needs to have a range of different spaces for different kinds of work. Private spaces allow small teams to work together away from the rest of the group. Try to create an environment that can incorporate and facilitate different kinds of work. Many workplaces are simply open plan today, but that can become a problem if there aren’t private spaces too.
Get the Branding Right
Branding the workplace correctly is something that you’ll need to work on and get right. This is important if you’re regularly meeting with clients in your office because you’ll want to create a professional space that creates the right impressions. Those touches of professionalism make a difference so don’t overlook them when decorating your office and bringing it all together. It can also create a better environment for team working too.
Safety and long-term durability are massively important when you’re making changes two your business’s premises. You might want to explore the options offered by metal roof manufacturers and see if you can improve the structure of your premises. Of course, it’ll depend on what kind of business you run and what kind of internal space you currently operate. Ensure it offers quality and lasting durability and have it installed by professionals who know what they’re doing.
Improve Security Measures
Finally, you should start looking at ways in which you can improve the overall security measures present in your workplace. Premises that aren’t secure are always going to be seen as easy targets by burglars and criminals, so it’s important to ensure yours isn’t seen that way. Improve security and ensure it’s impenetrable at all times of day and night in order to prevent any security breaches.
As you can see, there are plenty of great ways to enhance your business’s premises. It doesn’t have to be hard work, so make the most of the tips and ideas that have been outlined above. Doing so will help you get more from your place of work and allow you to create a headquarters you can be proud of.
Two key focuses of my blog are Current Events and Health/Wellness. We owe so much to our military veterans, but we often take their sacrifices for granted. For all they give we owe it to them to take care of them once they’ve fulfilled their service. The following contributed post is entitled, What Can We Do To Honor Our Veterans?
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Before, we have looked at the question of why it’s important to honor veterans. Even for those who are, at best, skeptical about the role our armed forces play overseas should be able to appreciate the difficulty that our veterans go through for what they accept are just causes. However, aside from accepting that we should, indeed, honor our veterans, what can we do to actually do it?
Volunteer in local nonprofits There are a lot of nonprofit organizations and charities aimed directly at helping to meet the needs of the many veterans who do not get as much help as they should. Veteran Affairs offices are almost always looking for volunteers and there are even transport networks that can help take you to the places where veterans need your help, such as health centers designed to provide them with the medical care that they need. Veterans are amongst some of the most marginalized groups in our communities, so anywhere you can help the community, you’re likely to be helping them, too.
Give how you can There are a lot of great causes that specifically look into the interests of veterans, such as advocacy programs, care package programs, and even vehicle donation campaigns. Give as is according to your ability and your wants. For instance, there are efforts that take money in order to help veterans who have been wounded and are in recovery, needing money for their treatment. However, these places will just as easily and gladly accept people who are willing to write letters of support to help those soldiers get through tough periods of recovery, especially when they don’t have too many personal contacts to care for them.
Remember them There are those veterans who don’t make it home, or who we have outlived. For them, remembering the sacrifice they gave for the country is as important as anything. As such, with items like flag cases for veterans, you can make sure that they are given the respects and memorial that they deserve. If you don’t know the veteran individually, then you can instead make sure that their grave is tended to with flowers and kept safe. Everyone deserves to be remembered and veterans deserve to have their service remembered, too.
Support their efforts to rejoin society Even those who make it home permanently can have a very tough time reintegrating into society. As such, aside from taking part in volunteer efforts to give them the skills and road they need to get back into civilian life, you can also ensure that you’re supporting veteran businesses. When you need new products or services, look to see if there are veteran-owned businesses in your area providing them using the online resources available. You can suit your own needs while helping at the same time.
How far you want to go in honoring your veterans, including those you know personally, those local, or those throughout the country, is up to you. If you feel the inclination, however, there are options and real ways that you can help.
A key focus of my blog is Financial Literacy/Money. An important concept for everyone to understand is that of passive income. It’s a principle that is not well understood though it is a powerful one. Passive incomes can in fact take multiple forms. The following contributed post is entitled, Are Passive Income Streams What They Seem?
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What is a passive income? A passive income is money going into your account that you don’t have to work for. Instead, the money works for you in the background of your typical life routine. At least, that’s what people expect, but is this really what a passive income is? Is there anything in life where you can earn money without doing anything, literally nothing? Short of winning the lottery, we’re not so sure and even then you have to buy the ticket. Let’s dive a little deeper into this conundrum.
There are numerous examples of incomes that people tend to describe as passive. For instance, you might invest in stocks. Many people often refer to this as a passive income because you buy the stock and then wait for them to hopefully rise in value. So, you’re not really doing much and still earning money. However, you can’t be completely passive here because if you are, you’ll miss out on the right time to sell.
What about the property? This is another option people suggest can be a passive income but is it really? After all, to invest in property, you need to make the purchase. You then need to decide whether you are going to let or sell. If you let, you take on all the responsibilities of a landlord and while you own it you have a lot of commitments. For instance, you’ll need to pay a rental tax. Luckily, there are companies such as https://nzrentaltax.co.nz/ that will be able to help you out here. This is one of the ways that you can keep an income passive. You can pass off the duties and responsibilities to another person or business and they will handle it for you. However, that will only be possible if your investment budget allows for this.
A real example of a passive income would be something like a savings account. While it’s true that you will earn additional money through interest on a savings account, it won’t be enough to make a massive difference to your earnings. It’s just a nice added bonus of choosing the right bank.
Or you could be more dramatic and suggest blogging is a passive income. But it’s not really because you need to put the time and effort into making the blog a success. If you treat a blog like a hobby rather than a business, you’re never going to earn the money that you want. You can learn more about running a successful blog on http://stuff.co.nz.
Despite not being truly passive it is still worth looking for one of these possibilities. Essentially, what we’re talking about here is a side hustle or a secondary income that supports your primary one. You may have to put some effort in and potentially even spend money in places but experts agree everyone should have at least two incomes. It puts you in a far more secure place when dealing with future financial challenges.
Two key focuses of my blog are Current Events and Technology. The stark reality is that our world may be considerably different than what it used to be post-Covid. We will likely see a world that has a greater digital presence. The following contributed post is entitled, What Will Post-Covid Events Look Like?
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We are not going back to the safety of our pre-COVID lifestyle any time soon. Admittedly, it’s hard to imagine that the current pandemic will turn into a permanent health threat. However, businesses will likely face more than one COVID wave, so it’s essential to start thinking outside the box.
We can’t arrange for life events in the way we used to anymore – at some point in the future, it will be safe again. Therefore, businesses need to create health-conscious events that are engaging, exciting, and safe for the time being. For marketers, making health a strategic priority at the same level than any other objective requires a change of mindset. As useful as Zoom meetings have been since March 2020 – they’ve virtually rescued many companies from bankruptcy –, you need to think above and beyond the simple webcam trick.
Of course, video conferences and workshops remain a safe option for participants and guests. However, Zoom meetings and other popular video alternatives can lack engagement on a large scale. Turning a digital event into a platform for exchange can rely on smart and cost-effective social media strategies. Indeed, you can use social media to build a digital presence for your brand, ensuring that the event gets sufficient buzz online ahead of schedule. You can prepare your platform with event-related content. Uniqlo is a brand that has relied heavily on social media events to reach out to new audience groups.
A safe-distancing show
Can you be COVID-safe without going online? As the current restrictions are easing, you can arrange for an open event as long as your guests are social-distancing accordingly. A VIP event with a reduced number of guests can be the perfect answer to your problems. You can even record video material using a drone and a camera – if you’re not sure where to start, check online articles such as the RC Hobby Review. Once edited, the recording videos can be put together into a sum-up of the event. You can also add light features – LEDs are ideal for branding messaging on social-distancing venues!
Have you ever considered organizing an event when participants are in different places? You can encourage participants to send their videos on a specific topic, which can be edited to be played as part of branding films, for instance. Depending on your participants’ reputations, you can turn the events into a live-tweeting contest as you release the film. Alternatively, you can also consider lifestreaming videos. While the effect may seem more real and engaging, streaming technology focuses on one venue only, which reduces the number of guests.
Storytelling via a mic
Everybody loves a good story, which is why podcasts are so popular. Podcasts are not life events; however, you can set up a recording studio with a streaming service. You can record guests via an online connection, running your podcasts on a communication tool such as Skype or Whatsapp calls. There may be a few microseconds delay due to broadband facilities, but you can ask in real-time questions that auditors are sending.
Are life events going to disappear? The answer is no. However, we need to adapt and transform our strategies to keep businesses and people safe. COVID-friendly events do not have to feel like another work Zoom meeting. On the contrary, you can get creative and design exciting arrangements for all.
Three focuses of my blog are Financial Literacy/Money, Business/Entrepreneurship and STEM. Agriculture is a huge business and an industry and a key component of the economy of any nation. If you’re going to launch in this business, it’s important to understand the keys to succeeding and the causes of failure. The following contributed post is entitled, How To Succeed In Agriculture.
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Whenever you are looking for an industry to get involved in, you are always going to look for one that you know will probably be profitable far into the future. With something like agriculture, that is what you are always going to get. No matter what, this is the kind of business that is likely always going to help you become richer and it is therefore worth looking into. In this post, we are going to discuss how you might be able to succeed in the world of agriculture, and what it might take to do so more easily.
First of all, you need to look into the current economic conditions and think about whether it is the right time to be starting an agricultural business, if you don’t already have one under your belt that you already look after. There is no easy right or wrong answer here: it is mostly a matter of your own consideration and looking into whether or not you are going to be able to make it profitable right now. Research what other people in the industry are doing, and you should find that this helps to give you some idea about what to do yourself.
Sourcing Supplies & Equipment
If you have decided that you can do well enough with agriculture and you are going to try and start a business, then you need to look into how and where you are going to source your supplies and equipment from. There are a lot of options you have here, but one of the most obvious and beneficial is to look into suppliers like https://pomi.dk/en/ whom you know you can trust, and whom you are going to find offering good prices for agricultural machinery of all kinds.
There are many costs that you might want to look into reducing too if you want to make sure that you are running your agricultural business just right. One of the most important and simplest measures that a lot of farmers end up taking, especially during times of drought, is to reduce their water usage. Not only is that beneficial for everyone and the planet, it is also an important step in making sure that you are not overspending your cash, and that is essential for running a business in a healthy and strong way. See more on this at https://bizconnect.standardbank.co.za.
Dealing With Uncertainty
Frankly, it is a fairly uncertain time for agriculture, so you need to make sure that you are thinking about what you can do to make it better. You need to look ahead and predict as well as you can, but you should also think about what you can do to bolster your business against the worst. At the moment, you need to think about covid and the possibility of a second wave, which could make things very difficult indeed. The more you think about it, the more chance you have of surviving as a business.
Two key focuses of my blog are Financial Literacy/Money and Home/Property Discussions. A key consideration for your living space is decorating it. Decorating your home to your satisfaction will be critical to your quality of life and generally how you feel in your dwelling. The following contributed post is entitled, Superb Ideas For Tricky-To-Decorate Spaces.
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Most modern homes maximise the volume of interior space by making sure that everything is square. Older homes have more hidden nooks and crannies. Even so, homeowners of both types often find themselves in situations where they have to decorate tricky spaces. Either they’re too small, hard to reach, or a weird shape.
The good news, though, is that a lot of keen home DIY enthusiasts have come before you. And they’ve figured out myriad ways to get the job done, even in the tightest of spots! Here are some solutions:
Some homes have weird windows with architectural features that get in the way. You would think that something as simple as treating a window frame would be easy. But that’s not the case at all. You wind up with bits and pieces of the window design jutting into your room or getting in the way of your tiling work.
Whatever the case, the best approach is to leave the feature alone and then just work around it. With paint, this is easy. With wallpaper, it’s more complicated. And with tiles, it’s the hardest of all. Sticking with a period feature and working around it neatly, however, often creates a beautiful visual effect. In fact, it looks so good, you don’t envy those with simpler setups.
There’s nothing more annoying than trying to repaint a ceiling with a dormer window. The angles are just impossible, even if you have a great ladder.
For some people with double-height ceilings, the problem is even worse. Not only do you have to twist and turn at some weird angles, but you also risk falling to your doom.
The best solution here, according to Access One Scaffolding to build an aluminium frame below the area in which you’re working. The idea is to create a temporary walk surface – like a second floor -to make it easier to get to those tricky areas. If you still can’t reach, you just add extras to the frame until you’re in the perfect position to start painting.
Random Spaces Behind Doors
It’s always hard to know what to do with spaces lurking behind doors. You can’t put an antique table there. And you certainly can’t place pottery there. So what the heck are you supposed to do with it?
One idea is to buy a piece of artwork that just so happens to fit the available space. It won’t get in the way of the door opening, but it’ll also provide visual interest.
Another idea is to install a wall lamp. Again, it shouldn’t get in the way but will also provide a bit of extra beauty.
A Gap Under Your Stairs
The most obvious option here is to create a cupboard for your vacuum cleaner. But what if you have cantilever stairs? Your best bet here is to insert some plants and hope for the best. What you’ll find is that large indoor shrubs look natural and cosy in the nook, thanks to their foliage. You can also try adding lanterns and even attractive bins if it still looks sparse.
Three focuses of my blog are Career Discussions, Professional Development/Skills and Technology. As our world becomes more technologically advanced, it’s imperative for current and future workers to become more fluent in skills in the technology sector. These skills will likely be the basis for our economy and world going forward. The following contributed post is entitled, Improving Your Digital Skills.
If you’re looking to make moves online, there are a lot of different courses that can help you with this. So, what options are out there? Let’s take a look:
Cyber Security Training There is only one place to begin, and this is with cybersecurity training. Data breaches are on the rise, and you cannot afford to take a risk.
There are basic cybersecurity courses that are available, which will take you through using and choosing a VPN, installing a firewall, and other basic cybersecurity features. However, there are also more advanced cybersecurity courses, which will take you through specialist security procedures, such as penetration testing.
Adobe Illustrator Training Classes And Photoshop Training Adobe Illustrator training classes and Adobe Photoshop training courses are both highly popular. However, a lot of people struggle to choose between the two. If you are one of these people, don’t fret. Both Illustrator and Photoshop are used by designers, video and film professionals, photographers, artists, and illustrators. However, a lot of animators and publishers also use Illustrator. Both are excellent platforms, you simply need to determine what is going to be the most suitable for your requirements.
Photoshop is the most popular Adobe program; it is great for modifying graphics and images that have already been created, like photos. Raster or bitmap graphics are created via this platform, with raster images being made up of pixels. Illustrator is advanced vector-based software, which means it does not use the same pixel-format as Photoshop; rather vector graphics are created using mathematical constructs. This is why Illustrator is often used to make logos or anything else that needs to be displayed or printed at different sizes. Therefore, an Adobe Illustrator course is advised for those creating logos. It is also considered the better choice for wireframing and sketching. However, if you are creating a website, Photoshop will probably be your go-to choice. Illustrator provides a lot of advantages for the design of interfaces nevertheless.
Finally, when it comes to digital art, it’s hard to separate the two; Photoshop is great for photo-based illustrations yet Illustrator is excellent for graphical illustrations.
Google Analytics Courses Google Analytics is arguably the most popular marketing channel today, and so learning about it can certainly be beneficial. A basic course is all you need to get started, helping you with assessing different keywords and setting custom alerts. As time goes on, you may want to advance your learning, but a lot of people find that once they are comfortable with the platform they can advance their skills themselves and with online resources.
Sending Effective HTML Emails When your business sends emails, you have two options; you can send plain text emails or HTML emails. The reality is that there is no competition between the two. To make the right impression and reap maximum benefits, HTML emails are a must.
An HTML email is one where you have the ability to customize how the email looks visually, i.e. you can underline text, change the header, include image, hyperlink text, incorporate various colors, and so on and so forth. The fact that text links can be clickable is important, as it makes it easier for readers to open the link in the email, and thus you increase the possibility of increasing website traffic. Another benefit of HTML emails is that they are easier to scan. If you only send plain text emails, some of the information can become lost in translation because it is difficult to make certain parts stand out, and thus recipients may simply ignore the emails you send. HTML emails are also crucial when branding your business. You will be able to incorporate graphics and colors, which are crucial for generating a visual impact and having a memorable impact on the viewer. Finally, one of the key advantages is that open rates can only be tracked with HTML emails and not plain text emails. How are you going to market effectively if you cannot track your results?
WordPress Are you interested in learning about WordPress? This is one of the most popular open-source content management systems (CMS). In fact, as of January 2015, WordPress was used by more than 23 percent of the top ten million business sites. Therefore, it really is a skill that anyone in web design and development needs to know. When choosing your training you have various options at your disposal, yet you are advised to go for a WordPress personal trainer, and in this section, we will reveal why.
● Catered to you – There is only one place to begin, and this is with the fact that this type of WordPress training is going to be entirely catered to you. Topics will be selected to suit your own needs, and so more time will be spent on any areas you struggle with, or any areas you want to focus on because you believe it will be best for your business. ● Learn at your own pace – In a classroom environment, it is likely that you will either get left behind or you will waste hours learning about things you already know. You can be sure that this will not happen with a WordPress personal trainer. ● Value for money – This leads onto the next point perfectly; value for money. Private training ensures value for money because you are extracting the maximum value from your experience. Every minute is spent on teaching the elements of WordPress that you need assistance with. ● Freedom to ask questions – Last but not least, you can stop and ask questions whenever you like. This is difficult to do when you are learning in a group. ● It is not difficult to see why the services of a WordPress personal trainer come so highly recommended over a classroom environment. The same can be said for other training courses as well, be it HTML training or an Adobe Illustrator course.
Three focuses of my blog are Athletics/Sports, Business/Entrepreneurship and Current Events. The Coronavirus/Covid-19 Crisis/Pandemic has exerted a lot of changes on our world. One aspect which has been particularly affected is the sporting world, and it’s yet to be determined if it will recover. The following contributed post is entitled, How Has Covid Changed The Sporting World.
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COVID-19 has triggered an unprecedented hit on the world. Some businesses have been forced to close their doors while entire countries have been impacted by deep recessions. Everyone is struggling with how to keep things as normal as possible and the reality is that this may no longer be an option. Instead, we might be forced to adapt to a new normal and whatever that entails. This is certainly true for the sporting industry which has been dealt with massive blows due to the coronavirus pandemic. It’s worth exploring the impact the virus has had on the sporting world and the potential solutions of tomorrow.
The first challenge faced by the sporting world is continuing to operate while keeping everyone safe. By everyone, this includes the players and the spectators or viewers. So, let’s start with the viewers. Currently, the primary mindset is that there shouldn’t be any spectators. Instead, sporting events are using and relying on virtual crowds to provide the cheers and energy of a typical game or match. Spectators are not permitted to be in the stadiums or arenas and this does make a lot of sense. After all, it’s difficult to maintain social distancing measures in an arena filled with thousands of people.
This puts the players in danger too. Speaking of the players, certain leagues have taken drastic measures to protect the wellbeing of their teams while allowing them to continue to play. This has been necessary in the case of contact sports like basketball. Indeed, the NBA is currently operating in a bubble and using an arena to play matches in Disney World Orlando. This might seem odd however it’s working quite well. Players stay at the Disney hotel, get shuttles over to matches, and keep separate from everyone else. Disney even manages to generate a solid revenue which the company desperately needs as they fight their own COVID-19 battle in the trenches.
There is also controversy as some leagues including the NBA have managed to gain access to fast testing kits before other communities. The official response to this was that the NBA is a business and therefore can pay the premium to gain tests for its employees. It’s easy to forget this but at its center, the sports world is a business machine or rather multiple business machines. So, perhaps it’s worth exploring how COVID-19 has impacted revenue.
Recovering Losses
The sports industry is estimated to be worth more than $471bn. This number has been climbing steadily for a number of years. It’s worth noting that there are numerous sections of the industry including broadcasting, sponsorships, and advertising as well as match day revenue. It’s also worth noting that every aspect of this industry, every piece of the puzzle has been hit by COVID-19.
So one of the biggest issues right now is the lack of live entertainment. While there are exceptions, and we’ve already mentioned a couple of these, in most cases live games are simply not happening. So sports businesses have to find new ways to engage and interact with their players. Take bets as an example. Businesses have run virtual events for pundits to bet on instead of actual games. This happened with horse riding in the UK. The good news is that you can now take bets on things like Browns Super Bowl 2021 odds, but things aren’t fully back to normal just yet. There’s still a long way to go.
Some sports broadcasters are currently focusing on showing classic games. This might be enough for some people to continue to pay a subscription but others won’t be convinced that it’s worth their time or their money. However, certain businesses have seen success here. The NFL ensures that every game since 2009 was available for streaming and increased daily signups for their service by 500.
Other broadcasters have been searching for other events to broadcast. This has led to an increased focus on e-sports. It’s a lot easier to run and stream e-sports events remotely and maintain social distancing measures between players. As such, it has been the obvious choice of replacement but it’s nowhere near as popular as typical sports events.
Certain sports events have been canceled or postponed in the wake of the coronavirus pandemic. The action taken seems to differ depending on the country, the type of sport, and the people in charge. For instance, there are some questions surrounding whether the NFL season will be postponed to a later date but there is no confirmation as to whether this will happen right now.
The Olympics has been shifted back an entire year which was the only plausible option. There was no way to run an event like that during a massive international pandemic. For several weeks, it looked as though those in charge would press forward with the plans but this quickly changed as the pandemic grew worse.
National lockdowns have led to the postponement of various sporting events. The premier league in the UK was stopped for numerous weeks before starting up again so that a champion could be named. In other countries like Africa, semi-finals of the African Champion League were postponed indefinitely. The Belgian cup final has also been put on hold and the CONCACAF finals have moved to a later date as well.
Why Is The Sports Industry Crucial?
If you have no interest in sports, then you might be wondering why it’s so important that the sports industry bounces back from this. The reality is that we have already provided the answer to this question. The sports industry has tremendous value and covers a large chunk of the economy. If it goes down, it will have a ripple effect. People will lose jobs, companies will close and the entire entertainment sector will have to shift. Luckily, there is virtually no chance that this is going to happen. While the sporting world has taken a nasty hit, it will bounce back. It will recover.
Obviously, a key question that people want to be answered is when are things going to return to normal. When are we going to be able to enjoy sports the way we used to. Unfortunately, the answers are cloudy at best. While we can hope that things are back to normal by 2021, this is unlikely to be the case. Many businesses are preparing for a long haul in terms of the coronavirus with some experts predicting that it could remain a major issue for several years. This will all but certainly be the case if no vaccine is found. Don’t forget, when a vaccine has been found it will still be nearly a full year before it has been administered to the general public. So, we are still quite a way off of a miracle cure.
It seems then that instead of preparing for things to return to normal sports companies and businesses are going to have to learn how to adapt in a variety of different ways. Ultimately, this is going to be the deciding factor that determines whether the sports industry continues to survive in its current form.
Will We Watch Sports Again The Way We Used To?
With a high level of uncertainty floating around when things will return to normal, there’s another question to answer. Will things ever go back to the way they were? Thankfully, the answer is likely to be yes. There’s a lot of fear currently surrounding how the general public is going to react. For instance, cinema owners are concerned that the longer things remain closed, the more accustomed customers will become to simply watching the new movies at home. While the days of the cinema might now be numbered, it’s worth remembering that cinema was already on its way out. Ticket prices were too high and people were finding it easier than ever to get the same type of content at home thanks to resources like Netlfix. However, sports are a whole other type of beast. Sporting events provide a group think that is virtually euphoric when you’re part of a crowd. It’s irresistible and for many completely addictive. That’s why there’s no doubt that once it is safe, people will return to the stadiums to watch their favorite teams play.
For the time being, sports fans will have to settle for enjoying watching games and events in a virtual world. When stadiums do reopen to the public, it will only be a smaller crowd that’s allowed in. There are going to be even more safety measures in place too. However, fans are going to adapt to these changes, and more than that they’ll embrace them. Yes, these changes are likely to be with us for a number of years but it’s nothing new. It’s just like when metal detectors were introduced and bag checks came into force. This is just a different type of threat and the sports industry needs to adapt.
We hope this helps you understand the key ways that COVID has changed the sporting world and why this is so important.
A key focus of my blog is Financial Literacy/Money. Most of us will experience a major negative financial event at some point in our lives. The key though is preparing for the recovery, and then recovering. The following contributed post is entitled, Recovering Financially From A Unique Set Of Circumstances.
The vast majority of people are conditioned to react to the word “debt” as though it’s a toxic, inextricable state of affairs. For sure, none of us wants to be subject to a financial burden that pushes down on us for an extended period, but it is worth developing a more sophisticated understanding of how debt works. Not only in terms of how it can be maintained safely, but also how it can sometimes be simply inevitable.
Let’s take the current situation as an example. Although different areas have opened up after the initial pandemic lockdown, to a greater or lesser extent, we are far from a “normal” situation. People have lost out on paydays, which means they have had less money to spend. This means that businesses have seen their takings reduced, and some businesses will not survive. Which means that other people lose out on paydays. Sound financial management – which is always worth practising – will not, on its own, prevent a lot of us from serious debt burdens.
So what do we do about this?
Usually, when negative circumstances arise, the smart advice is to tighten one’s belt and look for alternative income streams until it all blows over. As second waves of the pandemic develop in those countries fortunate enough to have managed the first wave, no-one knows when this will all “blow over”, but you wouldn’t bet on it being this side of 2021. That’s a long time to be in a financial holding pattern.
It is hoped, broadly, that some top-down plans will arrive at some stage to assist those of us worst affected, but again, it’s a waiting game. For some of us, the best bet may be to go on the offensive: looking for payment holidays from creditors; finding out about refunds we may be entitled to; reading a DTSS U.S. review or two to see where you might benefit from getting more proactive.
Working on future financial independence
Perhaps the most important element of recovering from this unforeseen public health crisis is being ready for it to happen again. This is a set of circumstances to which most of us have never been exposed, and it’s reasonable to imagine it wouldn’t happen again in our lifetimes. We shouldn’t count on that being the case – recent history shows us things can always get worse. So being ready to not rely on a single income stream is essential. Diversifying your revenue is a priority.
Right now, it may be tricky to find a way to ensure continued income; as we’ve said, all but the richest are experiencing anxious times right now. However, now is the time to think about how we can build back from this, work out how and where to invest money so that – if this all happens again sooner than expected – we can be confident that there will still be money arriving in our accounts every month. It may seem like a pessimistic way to look at things, but we’ll be grateful for some level of preparedness if we have to weather another storm.
A key focus of my blog is Technology. Cell phones have become a part of our new digital world and all our lives. Its technology is ever evolving and it’s important to keep track of it. The following contributed post is entitled, Cell Phone Coverage 2020.
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When it comes to choosing the ideal cell phone provider, one of the most significant questions that you need to ask is “what kind coverage are you going to get?” For a long time this was just a matter of knowing what kind of signal you would get for phone calls. However, the coverage that different networks provide these days is often very different.
After all, not only does your cell phone network have to provide coverage for making and receiving calls but also for sms messaging. Not only that but with the rise of smartphones and other smart devices, the importance of digital data speeds are becoming a bigger and bigger concern. A network that doesn’t provide fast 5G coverage in certain areas is going to present a big issue for a lot of people both in their personal life but also in terms of their working lives as well.
If you’re trying to find the best possible coverage then you need to know who it is who’s going to be able to provide you with it and who you can rely on for consistent coverage no matter where you are or what you’re doing. The truth is that these factors can often be very changeable. Which providers offer the best coverage in which state is something that is often in flux so it’s always a good idea to make sure that you have all of the information that you need before making a decision.
The following infographic gives you all of the information you need to know about cell phone coverage in 2020.
https://www.cellularstatus.com/coverage-infographic”> Infographic designed by CellularStatus
