Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. Depending on the type of business you’re running, a key to success is recruiting the right talent mix. Recruitment companies can valuable tools in these instances. It’s important to understand how to get the most out of your partnerships with them. The following contributed post is therefore entitled, How to Get the Most from a Recruitment Company.
When you need to find the best talent but don’t have time to sift through 100s of average applications to find “The One”, you should definitely consider hiring a recruitment company. Recruiters spend all their time matchmaking talented executives with their ideal roles. This means that while you have to start from scratch every time, they already have a great talent pool to choose from.
However, when you hire a recruitment company, you can’t just pick the first one you happen to stumble across. You need to look for certain qualities that suggest that you will work well together, and though a brilliant executive recruiting portfolio is a good place to start, it’s not the be all and end all of partnerships. You have to put some work in too.
Knowing Who You Are as a Business
When you are working on your branding, you are most concerned with how your customers see you. But when you are looking for new talent, you also need to think about how your company reputation will be seen on the job market.
Communicating your company ethos to your recruiter is vital as they will be able to use this information to refine the candidates they present. It’s important to remember that when candidates approach recruiters, they are also looking for something specific. By showing off your company’s personality, you are much more likely to attract someone who will fit in.
Employees aren’t just looking for a steady paycheck anymore, they want a healthy culture and greater prospects too. When you are looking for new talent, don’t forget that the interview goes two ways. They will be looking for the qualities they want too.
Knowing What You Are Looking For
Writing a job description is much more than a list of responsibilities, it should also clarify the type of person you are looking for and how they will fit in with the rest of the team. It’s at this point that you really need to be certain about what you want. The job description is also a good chance to put across a bit of your company’s personality so please don’t hide behind buzzwords!
Though you might be determined to get an experienced candidate in, the reality is that most people who use recruiters are looking for roles that will challenge them and build their skill sets. This is important to remember because it’s pretty rare for someone to make a sideways move. Instead of looking for experience, you should be looking for potential.
Look for the Best in Every Applicant
When you have a list of requirements, it’s pretty easy to work through applications and simply discard those that don’t immediately tick every box. Instead of doing this, you should give every applicant a fair chance to show you their best – and this goes for the interview too.
Recruiters are bound to send you a few curve balls now and then so take the time to see how these applicants might fit in. You never know when you might hire the person who makes a real difference to your company.
The first principle of my blog is Creating Ecosystems of Success. The people who we influence us when we’re young, and who we allow to influence us when we get older, have a lot of power. Your influences can impact your success in life. It’s therefore important to understand whose influence to follow and whose to avoid. The following contributed post is entitled, Choosing Who You Want To Be In Life: The Influences.
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You only get one life, so you have to live it. Those are the words we hear all too frequently when it comes to our actions and lives. But yet do we really take those matters into our own hands? The truth is, when it comes to life, be that our careers, our relationships and the choices we make for the things we do, we are often influenced. Sometimes we seek out the influence and the inspiration, other times we simply don’t see it happening under our very noses. There is nothing wrong with being influenced, as long as we can say at the end of the day the choice that was made was done with our own best interests at heart. With that in mind, here is a little discussion around some of the influences we can all face today.
When it comes to choosing the life that you want one of the biggest influences in your life will be your family. This might be fathers or mothers wanting you to go into the family business, or it might be parents just wanting better things for you and then pushing you in a particular direction. While we don’t always want to hurt our families feelings, it can be hard to stand up to them if you have a different journey you want to take. You might also want to be aware that often conflict between families when it comes to business can happen, people like Belinda Stronach has shared some of the issues that she’s faced with her family. It happens, and while they will be a big influence in your life, they won’t be the only voice that matters.
Social media influence
So many people use social media these days, and often a big 70% of people will check their social media feeds at least once a day. So that means that you are being influenced by what you see before you even realise it. There is a lot about people sharing things online these days, and there is a lot of perfection put out there. This is where you get influenced into doing something, buying something or acting in a certain way. It’s part of lives now, and we don’t realise how much of an impact social media has on it.
Peer pressure
You will be influenced by your peers. Fact! At school you are influenced by acting in a certain way, from the phrases that you say to the things that you do. In work, you will still beindluecc by peers and work colleagues that are doing well in their field. It is there all the time, but this is when it can feel like peer pressure, so it is important to understand when it is a positive or a negative influence on your actions.
What we see on TV or in films
Finally, we are influenced by what we watch. People will watch a boxset on law, only to want to be that person or do that job. People will watch a documentary about living in a certain part of the world, only to want to live there. Holidays get shared on TV, what people wear, what people think. It is impossible to not be influenced by it.
Let’s hope this has made you more aware of the influences in your life.
A key focus of my blog is Technology. While technology has improved our lives, it has created several dangers as well both to the individual and to larger groups of people. The following contributed post discusses this and is entitled, Harmful Public: The Rise of Dangerous Trends.
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Humans are, for the most part, an intelligent bunch, and we mostly — with a stress on the mostly — use this intelligence for good. Still, every now and again, something comes along that makes you question this view. Sometimes, a trend will pop up that really has you scratching your head: why do people put themselves and others at risk for seemingly no gain? At other times, it’s not a trend, but a larger cultural shift that poses a danger.
With the rise of the internet, we’ve also seen a rise in these threats. It’s a combination of greater exposure (people are more aware of dangerous trends) and a greater emphasis on the self (people, fishing for likes, are willing to take more drastic measures to get them). Below, we take a look at some of the dangerous and sinister trends we’ve seen in recent years.
If you’re ever looking for a prime example of just how illogical humans can be, look no further than the tide pod challenge. If you didn’t know, tide pods are used for washing laundry — and that’s the only use anyone can have for them. Or so you’d think. Last year saw the rise of the insane “tide pod challenge,” which dared people — mostly teenagers — to eat them. As you might expect, many a teenager ended up temporarily poisoning themselves. So what caused this trend? How do you get otherwise sane people to eat something that’s made up entirely of chemicals? This one can be chalked up to trusting the word of strangers too much, and a desire to be internet famous. Do not attempt.
In the Skies
The popularity of laser pens seems to come and go. For a month or so, they’re everywhere, and then they disappear for a while. For the most part, these laser pens are harmless — they’re just used to distract the cat or whatever. But in recent years, there’s been an increase in a dangerous trend: the intentional pointing of laser beams at aircraft. Hugely dangerous, this has caused planes to be grounded, and is now a crime in many areas. Still, incidents of this nature continue, and has prompted the development of laser defense aviator glasses by Night Flight Concepts, Inc. It’s not just lasers that are causing chaos in the skies, either. The availability of drones may be good for some things, but it can be a disaster for airports. In the run-up to Christmas in 2018, all flights at London Heathrow Airport – one of the busiest airports in the world – were ground because someone decided to fly their drone in the area, causing thousands of people’s travel plans to be disturbed.
Creepy Clowns
People have always been creepy, but if there’s one thing to be said for the creepy folk of the past, it’s that at least they kept it in the shadows. Today, creepy behavior is more likely to be seen in public — more likely, in fact, to be thrust upon the public. Take the thankfully brief trend of creepy clowns, who terrorized communities in 2016. People would get dressed up as clowns, and then stand menacingly on the streets, scaring children and many an adult. The positive side of this is that the vast majority (likely all) instances were not carried out with some higher crime in mind. They just wanted to freak people out, which they did. Indeed, most analysts eventually concluded that this was an example of hysteria. The actual number of clown sightings was next to zero, but thanks to media and internet reports, concern was much higher.
Selfie Opportunities
Take a visit to anywhere remotely interesting, and what you’ll find are certain people who are thoroughly engaged. Not with where they are, of course, but with themselves. If there’s one major shift that you can see out on the streets these days, it’s people taking selfies. For the most part, it’s all harmless, just a bit narcissistic. But there are times when it is dangerous. Since people are mostly taking the photographs for other people, rather than themselves (they’re to be shared on social media), they’re trying to find the most unique shot they can get — which sometimes involves putting themselves in danger. Nearly three hundred people have been killed taking selfies on top of buildings, near mountains, and out on the water, and there have been plenty of other close calls, too. The rise in risky photographers has led some people to call for ‘selfie-free zones.’
Humans have come a long way in the past century. We now have cleaner water, safer conditions, we’re better educated, and people are healthier. This should be celebrated, and, for the most part, it is. But there’s also a certain section of society who doesn’t see it this way — and they’re trying to undo the good work. They’re part of the anti-vaccination movement. They think that vaccinations, instead of helping to immunize children against deadly diseases, aren’t necessary at all. So they don’t get vaccinations for their children, who sometimes fall ill, and sometimes help spread diseases. Alas, their beliefs are all based on bad science — and it’s having a negative impact on the world. The cases of measles, for example, has risen by 50% in the past year.
Public Distrust
Indeed, the anti-vax movement is just part of a broader trend of distrust. Fewer people than ever before have faith in the government, the media, and the corporations — the bodies that effectively run the world. Some of it is most definitely merited, but the distrust sometimes extends too far. Some people think that anything mainstream is to be rallied against.
Technology Overload
Finally, let’s look at something that isn’t overly dangerous, per se, but does have a corrosive impact on people. Smartphone addiction. While it’s all good and well talking with friends during the day, it’s the other aspects of smartphones that are doing the damage. For example, while social media companies try to paint themselves as positive places where people connect with one another, the opposite is true. Studies have shown that sites like Instagram make people feel worse about themselves, and have also had a negative impact on body issues. Another less sinister but just as damaging aspect of smartphones is the impact it has on sleep. People who use their phones in the run-up to bedtime and sleep next to it get a poorer night’s sleep than those who keep their phones in another part of their home.
Conclusion
So what can we learn from all of this? There are a few things. The first is that everything, especially technology, can be dangerous when it’s in the wrong hands. People may have always wanted to, say, fly a drone over an airport, but just never had the option. Also, it does seem that the internet, for all the good it does, has given rise to a level of egotism that can be hard to keep up with. People are willing to do anything if it gives them a few likes on their social media channels. The final thing, something to keep in mind, is that people haven’t suddenly become more idiotic. In general, the opposite is true — today’s younger generation are smarter than their parents are. It’s just that you’re much more likely to hear about stupid things people have done. They happened just as often as in the past, but because the internet and 24 hours news weren’t around, you didn’t hear about them.
Three of the focuses of my blog are Financial Literacy/Money, Business/Entrepreneurship and Career Discussions. Arguably the most critical aspect of your experience in the business world or any career is your start. There are advantages to breaking in on the ground level versus ascending right away. The following contributed post is entitled, The Benefits Of Starting On The First Rung Of Any Business Ladder.
When it comes to starting in any career, most of us are loathe to start at the bottom. It’s no wonder when you consider that such jobs tend to involve long hours for little pay. Not to mention that, if you have your eyes on the prize, low-rung jobs may not be anything like the positions you imagine yourself in. Instead, then, we ignore those starting jobs and reach for the skies.
The trouble is that, while vision is crucial, it’s not always the best way to get a job. Often, aiming for high positions when entering an industry will set you back. There’s no way, after all, that you’ll be able to stand out against someone who’s worked their way up. Even if you do manage to get a high role from the off, you may find everything a struggle. You won’t know what you’re doing, after all, and that will be plain to everyone around you.
While reaching high is essential, then, you could see the following benefits by sucking it up and starting at the bottom.
It’s the easiest way into any industry
Breaking into a new industry is never easy. Even qualifications aren’t a sure bet into a decent job anymore. Now, employers love to see experience. And, that’s not something you’ll have if you’re starting. As such, you may find that you don’t even get interviews when applying for those higher roles. By comparison, the first rungs of most ladders are entry positions. They don’t require experience or even qualifications in many cases. Yet, they could provide your resume with the boost you need to get to the top.
You’ll be able to learn from the bottom up
When you gain a high position, it’s always beneficial to know every area of the business you’re in. All the better for running things smoothly and keeping on top. The trouble is that there’s no way you can do this if you enter at the top. You’ll have no clue about those bottom rungs you bypassed, and that can be problematic. By comparison, starting at the bottom and working your way up is a sure way to success when you reach the top. Consider professionals like Anton Kalafati of B Side Construction, who managed to work his way to up to be a majority owner in a leading company. His beginnings as an on-call repairman are part of the reason why he’s able to keep things afloat. Follow in his footsteps by accepting that lower position and learning everything you can from the bottom up.
It’s no surprise that, if you enter a field from the top, you’re going to struggle to gain respect. Employee engagement is near enough impossible when you’re attempting to manage a team who know more than you do. That’s a fact. If, however, you’ve worked in their positions before, you’re pretty much guaranteed more respect. You’ll undoubtedly be able to manage everyone better as a result.
Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. For those who get into it, the trucking industry can be very lucrative if run the correctly. A major component is managing your fleet so that it runs as efficiently as possible. The following contributed post is entitled, 5 Ways To Make A Fleet of Vehicles More Affordable.
Owning and maintaining a fleet of vehicles can be very expensive. If you’re looking to trim costs for your company, here are five ways in which you can make owning a fleet more affordable.
Weigh up the costs of leasing vs buying
There are two ways to acquire a fleet of vehicles – lease them or buy them. Both options can have their financial perks which are worth considering.
Leasing involves paying a monthly fee to effectively rent out the vehicle. This saves on initial costs. Whilst maintenance is still your responsibility, leased vehicles tend to be brand new and so are generally more reliable, saving you money in repairs.
Buying vehicles could be more expensive initially, but it can be cheaper in the long run. That said, the most affordable vehicles to buy are likely to be used vehicles, which may require more frequent repairs.
In either case, always buy through an official vehicle dealer. By shopping around and negotiating you may be able to lower costs.
Shop around for fleet insurance deals
Insuring every vehicle in your fleet can also be a big cost. Fleet insurance can save you a lot of money compared to insuring each vehicle individually. Make sure to shop around thoroughly to find the best deal at comparison sites such as this one.
You should also consider some of the factors that affect fleet insurance such as the quality of your drivers, the quality of your vehicles and your claim history. Adding surveillance cameras to all your vehicles could also save you huge amounts (this provides insurers with footage of any accident that occurs and can make drivers take more care behind the wheel).
Track your vehicle’s running costs
It could also be a good idea to track the running costs of each vehicle. When it comes to fuel, consider getting your drivers to log their fuel or to use a card as found at this website. This could help to ensure that drivers aren’t spending too much on fuel.
As for vehicle maintenance, keep a record of this too so that you know how much you’re spending in repairs on each vehicle. Try to shop around to beat repair quotes (just make sure to read reviews of repair centres so that you know you’re likely to get good quality service).
Tracking these expenses could be useful simply for tax purposes as they’re likely to be tax deductible. Make sure that you’re deducting all the expenses that you’re entitled to.
Prioritise energy efficiency
Encouraging energy-efficiency is important for saving you money on fuel. This should start by choosing the right type of vehicle – ideally you want something with a high MPG. Modern vehicles tend to be greener than older ones, so factor this in when choosing a vehicle.
Taking steps to encourage energy-efficient driving can also make an impact too. This could include rewarding drivers that drive more smoothly and conserve more fuel. This guide offers just a few incentives that could help you to encourage drivers to watch their fuel consumption. You may also be able to recommend routes to save time and fuel. Be careful however of laying down too many rules regarding how to drive and this may negatively affect the morale of your drivers.
Know when to replace vehicles to save costs
It’s important to know when to replace vehicles too so that you can save costs. Many companies overextend the life cycle of their vehicles to the point that parts start deteriorating. This results in more frequent repairs and more costs.
By keeping a record of repair expenses for each vehicle you can tell when a vehicle is starting to cost too much in maintenance – at this stage it’s best to cut your losses and buy a new vehicle.
Two key focuses of my blog are Current Events Health/Wellness. The Healthcare Industry like many others is not perfect and faces its own unique sets of challenges. Whether you’re looking for care or looking to impact the industry in some other way, it’s important to understand what’s happening in it. The following contributed post is entitled, The Major Failings Of The Healthcare Industry.
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The healthcare industry is something that we just couldn’t live our lives without today. We rely on it so heavily, that we’re actually crippling it. No matter what part of the world you go to, there will still be some part of their healthcare system that’s struggling to cope. And it doesn’t seem to be getting any easier, either. With new health problems working their way into society, and old problems becoming even more prevelenant, it’s no wonder why people are flocking for medical treatment that could potentially save or change their life. But with all of this pressure from the public, and the obvious financial turmoil that’s facing most countries in the world, it’s no wonder why so many are facing major healthcare failings. There just simply isn’t the funding, the staff, or the hours in the day to be able to do everything perfectly. But the failings are causing such a risk to the population, and that’s what we want to discuss today. If we warn you of some of the failings, you might be able to look out for a thing or two, and make sure that your care is not faulted. So keep on reading, and see what you think of the healthcare industry.
There is definitely a lot of malpractice happening in hospitals and health centres around the world, and for the most part, it will go unnoticed. You will find that so many little things fly underneatht the radar, simply because the person at fault was lucky enough to not cause serious harm. But there are cases that need to be taken further if you’re ever involved in them. A medical malpractice attorney will be able to give you a consultation, and tell you if they think it needs to be taken futher. But generally, you’re looking for things such as a misdiagnosis, wrong medications being given,surgeries going wrong, and anything else inbetween that might seriously affect your health. Always make sure you’re confirming everything, and you’re doing your own bit of research to make sure the actions they’re taking are the right ones.
The Staffing Problems
Staffing problems is one of the biggest failings of the healthcare industry. If there are problems due to poor care and malpractice, you can probably put it down to poor staffing problems. People are overworked, underpaid, and not exactly treated right under pressure. To solve a lot of the problems with healthcare, staffing problems need to first be addressed, and this can be done by increasing wages, bringing in more staff, and decreasing shift hours to prevent exhaustion.
The Failure To Discover
There are so many different health problems out there that don’t have treatments. So many lives are ruined, and so many are ended early simply because we’re failing to discover treatments. Again, this is due to poor funding, and poor staffing issues. There are so many lives that could be changed if treatments or cures were discovered, so if you want to do your part with it, get donating to a charity that’s working tirelessly to do just that. Or, take part in clincal trials that could unlock the future of healthcare.
Two of the focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. Seasonal businesses are in a class all their own. They have their own unique considerations and rules to think about if you’re getting involved in one. The following contributed post is thus entitled, Seasonal Business and Your Company: Things You Can’t Afford To Forget.
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Everyone in business knows that success levels tend to fluctuate with the seasons. Of course, to make the most out of this as possible it’s crucial that you know what to expect at the different times of the year. Luckily, that is something you can find out by reading the post below.
Spring
For many businesses, spring can be partially busy. After all, it’s past the winter lull brought on by Christmas the New Year and trade should be steadily picking back up again. Of course, there is the end of the tax year to think about as well, which can make the month of April particularly challenging.
Although it’s worth noting that if you get your accounts up to date for all months apart from this beforehand, you can save yourself the April tax rush and make it much easier on everyone too.
Additionally, spring is the right time of year to start thinking about any possible issues you may encounter some summer. That means not only getting in an air conditioning contractor to service your current units, but also get extra ones installed if you are expecting it to be a hot year.
Additionally, taking some time to check who is off when during the summer vacation is a smart move, as then you can start filling any absences early to be sure that things keep on running as usual.
Summer
For some business, especially hospitality ones, and retail that focus on vacation items, simmer is their busiest time. This means that while many companies are slowing down for the summer vacation, they need to keep their focus on fulfilling orders and keeping things ticking over.
Additionally, any business whose busiest time is Christmas will need to begin thinking about new lines around this time. After all, they will have to be developed and produced ready for the beginning of December, so the sooner that you start, the better.
Autumn
Autumn tends to be reasonably constant for most business news whether they are B2B or retail. In fact, you can often expect a short lull once the kids have gone back to school in September. However, due to all the celebrations in autumn such as Halloween and harvest festival, many businesses can expect custom to rise this season steadily.
Of course, that means that your business needs to keep up, so be sure that you have the staff and resources to cover any increased demand!
Winter
Depending on the type of business you have, winter can be your most hectic, or slowest time. Companies that sell to other companies tend to slow down around Christmas because of the break that most people take.
Although those in or supplying the hospitality industry will still be busy. To that end it’s important to know your business well, so you are able to predict if you will need to increase or reduce resources and staff.
Additionally, if you are in a location where weather can cause issues with deliveries and people getting into work, then it’s pretty crucial that you come up with a plan B For when the snow starts to fall. Otherwise, even if it’s your burst time customer wise, you may not have anyone to work which can be devastating to your business!
A key focus of my blog is Career Discussions. Something most employees face is deciding whether or not to leave their day job. This can come from outgrowing their current position or just wanting to start his or her own enterprise. There are several options to leaving your nine to five. The following contributed post is entitled, Breaking Away From The Nine To Five Grind.
Everyone reaches a point in their life when they question their purpose and impact in a professional capacity. The career that you once adored and ran into with open arms, now appears dull, boring and monotonous. The thirst for change can sometimes feel all-consuming, and at other times you wonder if it is just a whim. The lure of something new and exciting can be terrifying. The idea of giving up a steady wage, a decent job and an unchallenging work environment is scary. However, often the most frightening decisions turn out to be the best ones we ever make. Consider where you want to be this time next year and work out whether you want to break away from the nine to five grind.
Become Self Employed
Many people choose to make a break from the traditional nine to five job in an effort to gain more control over their working hours, job remit and work location. If you have had an office job for the past decade and you have spent eight hours a day with a photocopier, a laptop and Janice, the head of marketing for company, you might want to broaden your horizons.
Becoming self employed needn’t mean setting up your own business, although if you do have an entrepreneurial side, you may fancy the challenge. Instead, consider taking up a trade. You could train to become a plumber, undertake a HVAC training programme and qualify to become air conditioning engineer, or enroll in a course to become an electrician. These trades are ideal to empower you to become self employed. You dictate your working hours, where you work, the jobs you do and how much you charge. Gain a good reputation and you will never be out of work.
Launch A Startup
If you have a book full of contacts that you have taken with you, you may be keen to set yourself up as a new startup within the industry sector that you have experience in. This will enable you to hit the ground running as you launch your very own business entity. You can keep overheads low by working from home, you can focus your efforts on networking, conducting market research and formulating your business vision, and you can provide an excellent service or product having learned the ropes in your previous role. Being your own boss and listing entrepreneur as your profession is new, exciting and provides you with the much needed challenge that you yearn for.
Travel
Perhaps the break that you need from your nine to five grind isn’t a permanent one. A change really can be as good as a rest. Instead of resigning from your current job, why don’t you take a sabbatical for three weeks, three months or even a year? You can then choose to go overseas, travel and see the world. It doesn’t matter whether you’ve always wanted to embark on a trek across the outback of Australia, complete the Inca Trail or see the temples of Japan, now might be the time to do it. Traveling can open your eyes to new wonders and leave you feeling refreshed and reinvigorated on your return to work.
Breaking away from the nine to five grind could be just what you need to improve your mood, health and happiness.
A key focus of my blog is Health/Wellness. It’s difficult to undergo a medical procedure in itself, but it can be more difficult when there is a prolonged stay in the hospital. Long stays in the hospital can create a different level of stress aside from the medical sickness itself and it’s important to understand how to cope under such circumstances. The following contributed post is thus entitled, Dipping Into Our Mental Reserves: Coping With A Long Hospital Stay.
It can feel like when we spend a long period of time undergoing treatment, or feeling that we are living in a hospital, all self-respect goes out the window. It can mean a long tenure under harsh artificial lighting, wailing patients, surrounded by grimness, and just longing to be home. So how can we build up our mental reserves to cope?
Have A Plan Structure is the key when we feel any sense of imprisonment. And we can argue that, in many ways, being in hospital for such a long time can result in feeling like we are trapped. But this is why, to ensure that our mental reserves are a strong as possible, that we stick to a structure. Think about things to occupy you during the day, but also, ensure that you address your moments of weakness. By having a plan in mind, this serves you well by occupying your mind, but also gives you the chance to look to the future. You would be quite surprised as to how much a structure can give you a sense of focus.
Seek Support When we feel guilt, or anger, it’s about ensuring we get some form of outlet. Depending on the situation that you are in hospital in the first place, you may have a lot of resentment because of the situation. It’s important that if you seek closure, or you feel that it’s not a chapter that will close itself, that you seek the appropriate help. This could be legal representation, such as Frekhtman & Associates, or it could be any counselor. Whatever is necessary, you should think about seeking support, because this is what will keep your morale up.
Understanding Your Grief And Stress In a stressful time, we’re going through periods of uncertainty, and we need to learn that what we’re going through is, although it doesn’t feel like it, normal. When surrounded by people in a hospital environment that are going through life or death situations, and feeling that we are in a warzone of some proportion, realizing that we have these feelings of stress and anxiety means that it’s the first step towards seeking appropriate help and treatment. When it comes to extreme emotions and thoughts, you need to speak to a professional. For those that have depressive episodes, this is normal, and when you feel like this, it’s important to remember that these emotions are fleeting, but what you can do in the meantime is learn to either channel these emotions into something positive or get over the symptomatic feelings of stress. Fight or flight is a very common emotion, especially when faced with our own mortality. And in some respects, this sense of adrenaline can get us through a stressful situation, but as we know, in the modern world, feeling like this all of the time will only deplete our energy stores. And this is where you have to seek out your own form of treatment. A lot of people talk about mindfulness as a very positive practice, as is meditation, but have you ever tried to sit there and think of nothing? When you’re feeling stressed, it’s impossible! So instead, harness the power of deep breathing, because this can give you control over your nervous system, meaning that as you build up your stores, you can learn to tackle all the negativity in your mind.
It’s a veritable collection of ups and downs, and when we are undergoing long-term treatment or spending time in hospital, you can feel like it will never end. But this is where we have to dip into our mental reserves and learn how to build them up.
One of the key focuses of my blog is Financial Literacy/Money. One of the largest investments any of us will ever make is our primary residence. There can be a lot of fear associated with purchasing one’s first home. The following contributed post is entitled, Settling Your Fears When Considering Your First Home.
Your first home is often one of the largest milestones of our life. Of course, we enjoyed living in our childhood place, but there’s something much more prominent, and something that signifies the next chapter of our lives when we decide to purchase a home. But, like anything exciting and anything signifying wonderful change, it might be that this progression scares you a little. That’s good. It shows that you care.
But too much fear and you’ll neglect making a move at all. Sometimes a nice middle-ground can be found, and might give you more to think about while still helping you structure your cautioned approach. Settling your fears when considering your first home is not an easy task, but it can be achieved if you consider the underlying foundations of why this decision is being made in the first place.
With the following advice, we hope you can move forward, or pause this approach, with a little more surety.
Square Yourself Away Financially
It’s essential for you to have an ideal idea of what your financial limits are when considering a home. If you have slightly less than that you might need to set yourself up ideally? It might be worth waiting just to grow your savings a little more. If now is a fantastic time to invest in a certain area and you can stretch to the cost relatively comfortably? It’s worth considering. This is where SBA loans can come in very handy, as with an excellent arrangement you may not need to worry about staying within too-difficult limits, and instead give yourself that room to breathe.
Longevity
It might be that the idea of signing yourself away to a financial commitment that could last decades is worrying. Well, that’s true. Thinking so far ahead in the future could be a strange prospect to even consider, especially if you’re only just married or have only just brought a baby into the world, and are having to deal with those responsibilities too. This is where considering the current progression of your life is important. Remember, you won’t experience all that time in one fell swoop. You’ll take it one day at a time. If your relationship has been incredibly stable, if you have the support structure in place, if you have job security or alternate transferable skills, it might be that the future is something you know you can deal with. Plus, it will only get easier as you progress.
Jumping In Blind
It can be hard to know if you’re making the right decision. What if the home has hidden damage and rot you miss when inspecting it? What if this area isn’t as nice as it might have been advertised? What if you might not be guaranteed a spot in the best local school when your child grows? This is why it’s best to conduct research as you grow, to prevent jumping in blind yes, but also to give you a competent means of understanding the finer deals. With hired professionals to help you inspect or conducting online research, you will tick off those variables well.
With these tips, you’re sure to settle your fears well when the prospect of finding home ownership comes up.