The Pros and Cons of Renting vs. Buying a House

Three focuses of my blog are Financial Literacy/Money, Home/Living Discussions and Home/Property Discussions. One of the biggest financial questions we all face is whether continue rent or buy a home. In some instances homeowners ponder whether it’s more feasible to downsize and rent. The following guest post is entitled, The Pros and Cons of Renting vs. Buying a House.

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If you’re like most young professionals, you probably dream of owning your own home one day. But is that the right move for you? There are pros and cons to renting and buying, so it’s crucial to weigh your options carefully before deciding. Keep reading to learn more about the advantages and disadvantages of each option.

Renting Pros

More flexibility

One of the main benefits of renting is that it’s much more flexible than buying. If your job transfers you to a new city, you can easily move out without worrying about selling your house. This is helpful when you’re first starting in your career and you’re not sure where you’ll be long-term.

Additionally, having more flexibility is great if you’re not ready to commit to an area. Maybe you want to live in the city for a few years before moving to the suburbs. Or maybe you want to try out different neighborhoods until you find one you love.

Less responsibility

When you rent a house, you don’t have to worry about things like painting, repairs, or landscaping. You also don’t have to worry about property taxes, homeowners insurance, or HOA fees. This can be a relief if you’re not interested in taking on those responsibilities.

Renting a house also means you don’t have to worry about the long-term maintenance of the property. Over time, all houses need new roofs, new appliances, and other major repairs. As a homeowner, you would be responsible for those costs. But as a renter, your landlord would have to foot the bill.

Of course, this doesn’t mean that there are no responsibilities at all when you’re renting. You’ll still need to take care of the property and keep it clean. And you may be responsible for small repairs, like fixing a leaky faucet or changing a light bulb.

Renting Cons

No Equity

One of the disadvantages of renting is that you don’t build equity in the property. When you buy a house, you gradually pay off the mortgage and eventually own the property outright. But when you rent, you never really own anything.

This can be a problem if you ever want to move or if you need to sell your house. If you’re renting, you’ll have to find a new place to live and may not get as much money for your house as you would if you were selling it.

Rental fee changes

If you’re a renter, one thing to be aware of is that your rental fee can change at any time. Your landlord may raise the rent due to inflation or because they need to cover increased costs (like property taxes or repairs).

This can be frustrating if you’re on a tight budget. But it’s important to remember that landlords are businesses, and need to make a profit to continue renting out their properties. Try to budget for possible rent increases, and be prepared to move if you can’t afford the new rate.

Buying Pros

Builds equity

One of the benefits of owning a house is that you gradually build equity in the property. Over time, you pay off the mortgage and eventually own the property outright. This can be a huge advantage if you ever want to sell or if you need to borrow money against your house.

Additionally, owning a house can be a great investment. If you ever decide to sell, you can usually make a profit on the sale. And if you keep your house for a long time, the value will continue to increase.

Lower long-term monthly fee

Mortgage payments are lower than rental fees in the long term for a few reasons. First, when you buy a house, you are essentially borrowing money from a bank to purchase the home. With this, you can spread the cost of the home over a longer period, which results in smaller monthly mortgage payments.

Mortgage lenders also only require that you make monthly payments until you have fully paid off your mortgage. This means that you will own your home outright in a relatively short time, depending on the terms of your mortgage.

Additionally, as you make your monthly mortgage payments, you are building equity in the property. This means that over time, your home will become more and more valuable, and you will be able to sell it for a higher price than what you initially paid for it.

Conversely, your monthly expenses will always be the same, regardless of how long you stay in the property. As a result, renting can be more expensive in the long term than buying a house.

Buying Cons

Mortgages can be complicated

Mortgages can be complicated because they involve a lot of legal and financial terminology. You need to understand all the details of the mortgage contract before signing it, or you may end up in a lot of debt.

Mortgage lenders may also require that you meet certain requirements, like a minimum credit score or down payment amount. If you don’t meet these requirements, you may not be able to get a mortgage at all.

More responsibility

When you own a house, you are responsible for all costs related to the property. This includes things like repairs, replacements, and property taxes. If something goes wrong with the house, it’s up to you to fix it.

This can be a lot of work, and it’s essential to be prepared for it before you buy a house. Make sure you have the money saved up for repairs and be prepared to budget for them in the future. Additionally, make sure you know what your local property taxes are and how much they will increase each year.

Owning a house also means that you are responsible for maintaining the property. This includes things like mowing the lawn, trimming the bushes, and shoveling the snow. If you don’t want to do these things yourself, you’ll need to hire someone to do them for you. All of this extra responsibility can be a lot to handle, so make sure you are ready for it before buying a house.

Whether you decide to rent or buy a house, there are pros and cons to both options. Consider the pros and cons before making your choice. Ultimately, the best option for you will depend on your specific circumstances.

Are You Looking To Buy a New House but You’re Low on Funds? Here’s What You Can Do

A key focus of my blog is Financial Literacy/Money. One of the biggest financial decisions you’ll make in your lifetime is the purchase of a home. It’s such a powerful transaction that doing it wrong hurt your life for years. If you’re looking to own a home with little cash, you have to be wise. The following guest post is entitled, Are You Looking To Buy a New House but You’re Low on Funds? Here’s What You Can Do.

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When you want to buy a new house, you’ll need to have enough money for a down payment. This is usually 20% of the purchase price, but it can vary depending on your loan type. You’ll also need to have money set aside for closing costs, which are typically 2-5% of the purchase price. In addition, you’ll need to have enough cash available to cover your monthly mortgage payments and other expenses.

It’s important to have a solid financial foundation before making such a major purchase.

However, acquiring the funds for your new home can be difficult. Luckily there are a few avenues you can explore.


One option is to use crowdfunding to raise the funds you need. There are many platforms out there that allow you to set up a campaign and solicit donations from strangers. And if you run a successful campaign, you can raise the money you need in no time.

Of course, running a crowdfunding campaign takes some work. You’ll need to create a compelling pitch, promote your campaign widely, and keep donors updated on your progress. But if you’re willing to put in the effort, crowdfunding can be an excellent way to raise the funds you need to buy your dream home.

Extra work

You’ve been saving up for a while, but you’re finally ready to buy your first home. You’ve found the perfect place and you’re just waiting for the right time to make an offer. In the meantime, you decide to take on some extra work to raise the money for the down payment.

Freelancing or taking on a part-time job are both great options for bringing in some extra income. Not only will you be able to save up the money you need for your down payment, but you’ll also get some experience in budgeting and managing your finances. Just be sure to start looking for a place before you commit to extra work to ensure you’re getting the best deal possible.

Loan from a financial Institution

If you decide to take out a loan, you’ll want to make sure you can afford the monthly payments and that the loan terms are reasonable.

A mortgage broker can help you in a few ways. They, first and most importantly will help you get pre-qualified for a loan. This means that they will assess your financial situation and give you an estimate of how much money you’ll be able to borrow from a lender. This is extremely useful information when you’re looking for a new home, as it will help you narrow your search to homes within your budget.

Mortgage brokers can also help you choose the right type of loan for your needs and shop around for the best interest rates and terms. In other words, a mortgage broker can save you time and hassle when getting a loan for your new home.

Get your hands on a mailing list for mortgage brokers to help you find the right mortgage broker for you. By subscribing to a list, you’ll have access to a wide range of brokers who can provide you with the best possible deals.

Loan from friends and family

You may be wondering if it’s a good idea to get money from friends or family to buy a new house. While there are pros and cons to this decision, it ultimately depends on your personal circumstances.

If you have a good relationship with your friends and family and you’re confident that you can repay the loan, then getting money from them may be a good option. However, you should always make sure to put the loan agreement in writing so that there are no misunderstandings down the road.

Additionally, you should be prepared to pay a higher interest rate than you would with a traditional lender. But if you’re comfortable with these terms, borrowing from friends or family can be a great way to finance your new home.

Grant from the government

You may be able to get a grant from the government to help you pay for a new house.

A few different programs offer this type of assistance, and each has its own eligibility requirements. For example, the Low Income Housing Tax Credit program provides tax credits to developers who build or rehabilitate housing for low-income families.

The Department of Housing and Urban Development also offers grants for projects that improve housing conditions for low-income families. To find out if you are eligible for any of these programs, contact your local housing authority or the agency that administers the program in your state.

So, there you have it. Your four options for acquiring the funds necessary to purchase your new home. No matter which option you choose, make sure you do your research before making a decision. Obtaining the funds for your new home can be difficult, but with careful planning and consideration, you can rest assured that you’re on the right track to purchasing your perfect home.

How To Make The Most From Your House Sale

Two focuses of my blog are Financial Literacy/Money and Business/Entrepreneurship. While we think of our homes in terms of comfort and being the optimal place to live. It’s important to also think about reselling it. The following contributed post is entitled, How To Make The Most From Your House Sale.

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Photo by Binyamin Mellish from Pexels:

There are a host of reasons you might be looking to move house. It could be that you are moving somewhere such as Top Notch Homes which are mobile homes, you might be upsizing due to a new baby in the family, or you could just be looking to relocate. No matter the reason, when you are selling your home you want to make it as desirable as possible in order to get the most from it. The more offers you have, the more bargaining power and the more likely you are to get the price you want. Here we have a few top tips that should help you to make the most from your house sale and help your home to sell.

Fix up all the little things

Over time, every house accumulates those little niggles that might not be noticed by you anymore but could put off a potential buyer. Whether it’s the light without a light shade in the ceiling, the drawer without a handle, or the door that creaks when it’s opened. To make your house more appealing go and fix all these little things. You will be surprised at just how much of a difference getting all this sorted can make to how your home is perceived by those that visit. It’s a simple but easy fix.

Get rid of your clutter

Clutter is something that we all have. It is the bits and pieces that we have collected over the years that make a house a home. Yet while clutter can be great for you, it can also make a home harder to be envisaged by the potential buyers as theirs. Too much clutter can also make a space feel cramped and crowded and smaller than it actually is. Getting rid of clutter is also a great way to help you to have a sort out ready for your impending move and know what you will be packing to take with you.

Sort out the exterior of your home

The exterior of your home is just as important as the inside and is also the first thing that visitors will notice when they arrive. They say not to judge a book by its cover, but many do just that and if the outside of your home is looking shoddy or unappealing, they will be less likely to want to live there and would have ascertained negative thoughts on it before even going inside. Paint the outside where it’s needed, sort out your front door and give your windows a clean. They can all make a big difference.

These are just a few really simple tips that can help your home to appeal more desirable to potential buyers. By having the house look a lot more inviting and interesting, you are more likely to get more for it and have more offers. Have you recently sold a house? What did you do to ensure it sold for the price you wanted? Let us know in the comments below.

Tips For Decorating The Interior Of Your New House

Two focuses of my blog are Home/Living Discussions and Home/Property Discussions. In addition to buying your new house in the smartest way, you also want to decorate it to your satisfaction. The following contributed post is entitled, Tips For Decorating The Interior Of Your New House.

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When you are moving into a new house, interior decoration can be a daunting task. There are so many things to consider – what style should you go for, what colors should you choose, and where should everything go? Another important question is what is the best place to order furniture online? The following blog will give you some tips on how to decorate the interior of your new house stylishly and cohesively.

Photo by Terry Magallanes

1) Take A Look At The Overall Layout Of Your New House

Before you start decorating, it is essential to take a look at the overall layout of your new house. This will help you decide on the best way to utilize the space and how to create a flow between different rooms. For example, if you have an open-plan living area, you might want to consider creating separate zones for different activities.

If you are unsure about the layout of your new house, don’t hesitate to ask for help from a professional interior designer. They will be able to give you expert advice on how to make the most of your space.

2) Choose A Color Scheme

One of the most important aspects of interior decoration is choosing a color scheme. This will be the foundation of your entire design, so it is essential to take some time to think about what colors you would like to use.

If you are struggling to decide on a color scheme, many online resources can help you. Alternatively, you could ask for help from a professional interior designer. They can give you expert advice on which colors would work well in your new house.

Once you have chosen a color scheme, it is essential to stick to it when selecting furniture and other decorative items. This will create a cohesive look throughout your house.

3) Make Sure You Choose The Right Fabric

When you are choosing fabric, from a fabric sample book, for your new house, it is essential to think about both practicality and style. You will need to consider things like how often the fabric will be used, whether it needs to be durable, and whether it is easy to clean.

It is also essential to consider your new house’s style when selecting fabric. For example, if you are going for a more traditional look, you might want to choose fabrics with floral patterns or rich colors. Alternatively, if you want a more modern look, you might want to choose simple fabrics with geometric patterns.

4) Add Some Personal Touches

One of the best things about decorating your new house is that you can add personal touches to make it feel like home. This could be anything from family photos to pieces of art that you have collected over the years.

Adding personal touches will make your house feel more comfortable and inviting. It is also a great way to show off your personality and style.

In conclusion, these are just a few tips to help you decorate the interior of your new house in a stylish and cohesive way. By taking the time to plan your design and choose the right colors and fabrics, you can create a beautiful home that is perfect for you and your family.

How To Keep The Cost Of Housing Down

Two focuses of my blog are Financial Literacy/Money and Home/Property Discussions. One of our major costs is housing. It’s one of the costs that can destroy our personal finances if it’s not properly controlled. The following contributed post is entitled, How To Keep The Cost Of Housing Down.

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It is no secret that the cost of living is rising the world over. Everything includes the price of houses, the cost of rent, the amount you spend on gas and electricity, and your weekly grocery bill. What is more, prices are seemingly only going one way. If you are looking for new ways to stay on top of your finances and avoid getting caught out by price spikes, here are some ideas to help you keep one of the biggest expenses down, the cost of housing.

Photo credit; Pixabay from Pexels

Don’t overstretch

Think very sensibly about your budget. This is not just how much you can possibly afford but how much you should afford. Does your housing budget still leave you with sufficient funds to save money each month and meet all of your other commitments? Is it a comfortable budget or a top-end stretch? To avoid falling foul of price rises it is important not to stretch your budget, but to leave plenty of change for emergencies and unforeseen (and inevitable) price rises. As tempting as your dream home might be, try to have a practical approach and consider whether you really need it. This applies to whether you are buying your home or whether you rent property. Don’t forget with bigger properties comes bigger bills, more maintenance, and higher repair bills. If you don’t need that guest bedroom for an extra big garden then don’t pay for it.

Consider living in a shared house

This can be a particularly useful means of accommodation if you live in some of the big and particularly expensive cities such as London or New York. Living in a shared house can be an incredibly affordable means of living and help you keep your overall expenditure down. You will still have your own bedroom, potentially bathroom, space, and comforts but for a considerably reduced cost. You will only be paying for the room you sleep in and sharing all of the utilities with your housemates. You can also look for shared accommodation that provides your own private bathroom.

If you are considering shared accommodation then the most important thing to consider is the people that you choose to live with as this can have a huge impact on your happiness within the shared house. You want to ensure that they are people who have a similar interest or working pattern to you. People that you are comfortable sharing communal areas with and having a conversation with where required.

Rent out a room in your house

If you own your own home and have a spare bedroom then why not consider taking on a lodger? You will have complete control over who you rent your room, you can determine the rent payable and set the availability timescale and ‘house rules’ to suit you. It can be a great way to help pay your bills or mortgage each month and considerably reduce the cost of living.

5 Steps on How to Buy Your Dream Home

Two key focuses of my blog are Financial Literacy/Money and Home/Living/Property Discussions. While it sounds simple on paper, buying a home whether it’s finding or building a dwelling that suits your needs and preferences, or the financing transaction, it can all be very complicated and draining. If you a few basic things, the process can go much more smoothly. The following contributed post is entitled, 5 Steps on How to Buy Your Dream Home.

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Buying a home is an exciting experience and an involving one, especially if you are a first-time owner. There are basic steps you need to take for a great home buying experience, and a few are highlighted in this guide.

Image via Shutterstock by TijanaM

Get Pre-Approved for a Mortgage

While you may be psyched about owning a new home, don’t begin hunting for a home before getting pre-approved for a mortgage. You can still use to check how much you will pay back based on your lender’s time and interest rate. When you get pre-approved for a loan, it becomes easier for you to narrow down your search to a home that best fits your budget. Your pre-approval letter will indicate the maximum loan you can get.

With this information, you will instantly know your maximum price point.

List Your Essentials

Once you get pre-approved, the next step is to list the essentials you need to have in your new home. Put this in a list and make sure that you follow through. It’s also important not to have too many essentials so that you find it challenging to get a house in your area. By sticking to your list, you still avoid “list creep.” These are instances where you see particular objects in a home, and suddenly you want it included in your home.

Are You Moving In or Relocating

Based on your budget, you already know whether you want a move-in ready house or a fixer-upper, which will need some renovations. If you want to settle for a fixer-upper, you should consider those below your price range. This way, you will save enough for your preferred upgrades. It’s still advisable that you speak to your financier to learn more about the renovation loan process.

Document Your Walkthroughs and Settle On the Best

As you view different houses, the features can sometimes blend, and it can get confusing, which feature was in what house. To ease the confusion, be sure to take photos of the areas you love. If you are searching for a dream home, one of the things you should avoid is getting caught up in the listing. If you have narrowed down your search to ten houses, your choice should be based on your top three choices.

Quit Searching

Even after finding an ideal home, some buyers still want to keep browsing to check on more trends. Once you have made your choice, there is no need to keep checking for new listings. This can confuse you even more and delay the home buying process. Therefore, learn to be confident with the decision you make.

Wrapping Up

When purchasing a dream home, the initial step involves getting pre-approved for a home loan. Given that the loan will act as a guiding principle for purchase, your choices are to settle for a new or older home. Understand that issues with purchasing older homes range from simple renovations to remodeling. This means that you’ll have to spend less part of your loan so that you have enough for renovations.

5 Problems With Buying an Old House

Two key focuses of my blog are Financial Literacy/Money and Home and Living Discussions. Our primary residences are the biggest purchases many people will ever make. The age of the property is a significant consideration and there can be issues with purchasing older houses. The following contributed post is entitled, 5 Problems With Buying an Old House.

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Old homes come with a particular elegance and grace. Unlike new builds, they are filled with history and, depending on where you live, you may be the latest in a long line of inhabitants to make this house into a home. However, while many people will romanticize old homes, they come with their fair share of issues, so if you’re planning on investing in an older property, you must understand what problems you might encounter.

It Is Not Energy Efficient

New homes are made to conserve and retain energy. Some homes are so good at this that you may not even know it’s winter, as the insulation is so effective that it efficiently traps the heat inside. This is not the same as old houses, especially considering they do not come with double glazing and other amenities essential for conserving energy.

While this might not be much of an issue in the summer, you want to enjoy the heat; it will become a problem in winter. You might think you can counteract the chill with a wood fire or ramp the heating up, but this will make your energy bills skyrocket, which is never something you want.

It Can Be Difficult To Upgrade

If you’re someone who wants to combine the traditional with the modern, it’s perhaps best to wait and make sure this is possible. Old homes do not come with the convenience of newer builds, or even houses that are 10 to 20 years old.

This will make it difficult and expensive to upgrade them. For example, if you want to bring smart home technology into your house, you might be in for a surprise. Often, there is not the space to do so, and the foundations may not be as stable as you’d like them to be, which will make any upgrades challenging at best and dangerous at worst.

The Pipes May Be Rusted

Likewise, there’s also the risk that the pipes have not been updated in years, which means there could be rust and decay within the walls. If you’ve ever owned a property before, you don’t need reminding how hazardous this can be, so it’s worth checking on the pipes before moving in.

There are several ways to do this. You can request an inspection to ensure the house is safe for you to live in and fit for purchase. Alternatively, you might want to look at dye tablets for leak detection, which can identify any issues later on. This approach is useful for any house, but it may be most useful for an older house with the original pipes.

The Roof Could Be Damaged

A damaged roof is another issue that you may encounter when purchasing an old house, especially if the house is close to woodland or near overhanging tree branches. Over time, these environments can cause debris to damage the roof, causing the tiles to crack or fall, and this opens up the chance for gaps in the roof.

This will impact energy efficiency, making it impossible to keep warm, and it could also cause severe issues with the house’s frame. As houses are made of wood, weather damage can cause damp, and therefore rot, which will affect the house’s structural integrity, which is not something you want to encounter. It could be both costly and dangerous if you do not spot the issue quickly enough.

Pests And More

If you’re used to modern homes, you are going to be shocked at how easily bugs, critters, and pests can get into an old house. There are many reasons this would happen, and it usually relates to holes in the brickwork, but a damaged roof can also be inviting for them, especially during winter.

Pests and more are not something you want in your house, even if you’re an animal lover. If you are scared of bugs and spiders, it can put you off purchasing an old house altogether, but you can take action to keep these pests out, so they do not make things worse. Call an exterminator to deal with termites that could affect the structure, and seal up any gaps that you find.

This Old Place

While elegant and steeped in history, an old home can come with an array of issues. With this in mind, you must ensure that you know what you’re getting yourself into and whether all the repairs and upgrades will be worth it. If you decide they are, then you can enjoy a house that will soon become a home once again, as it has for many centuries before you.

3 Personal Signs That You Should Move To A New House

Two key focuses of my blog is Financial Literacy/Money and Health/Wellness. Major parts of one’s health and wellness are environment and living space. Sometimes after living in a given house for a period of time, the time comes to move to a new house for reasons like more space, or a different location. The following guest post is entitled, 3 Personal Signs That You Should Move To A New House.

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Home is where the heart is, and it should stay this way. Sometimes, people lose the feeling of home is the places they live in. When this happens, it’s usually a sign that they should move to a new house.

Because there are economic factors to think about when making this decision, people tend to overlook personal reasons. This shouldn’t be the case because a person’s home is where they can happily let their guard down at the end of the day. It should feel like their only place of solace-their sanctuary. The following are personal factors that can cause people to move into a new house:

A fresh start sounds like a huge sigh of relief

Sometimes, the memories attached to a place becomes a cloud of gray looming above the head. Perhaps, the walls echo certain screams, or the stain on the carpet reminds you of someone who left.

Moving to a new place will give you a clean slate-a new place to paint and create new memories. Maybe the picture frames on the walls need to be updated. Maybe your feet would love hardwood floors this time. Who knows? You’ll never know until you try to start anew.

Changes in lifestyle

In a constant battle of self-discovery, you might have uncovered a part of you who doesn’t like the city, wants the beach life, or simply needs a few other rooms in their house for leisure. When your current home cannot accommodate changes in your lifestyle, it may feel more of like a cage than a comfortable place to rest.

By moving to a different place, you can select a house that can check all the boxes for what you want in life. Do you want a beach house? Do you want a mini-bar? Do you want an entire gaming room? Make sure to lay it all out before making a decision.

Your life-long dream is in a different city

It’s hard to get things done if places are far from each other. It’s more cost-efficient and convenient to move to a place where it’s nearer your dream job or your true calling. Transportation could take hours, and this is time wasted when you’re trying to achieve your goals. If your house is nearby, you can go home to eat or sneak in some sleep. You’ll also save money by traveling less and eating meals at home.

You can have doubts

It’s a drastic change that requires a lot of energy, decision-making, and resources, but it’s a necessary change. If you don’t want to let go of your current place yet, you can purchase a pre-selling house and lot in Cavite. This way, the new site is not yet built, so you can still stay in your current home.

Pre-selling houses have lower prices, too, because the actual structure doesn’t exist yet. To purchase something that’s only a plan requires an enormous amount of trust, so this trust is paid back by an objectively smaller price tag.

You don’t have to rush yourself into making this decision. Think about what it entails to transfer to another place-peace of mind, better quality of living, and dreams becoming more tangible.

Make the Outside of your House Reflect Your Mind

A key focus of my blog is Financial Literacy/Money. Owning a home comes with lots of responsibilities and considerations. Home ownership not just about owning the asset, but also taking care of it and its appearance. The following contributed post is entitled, Make the Outside of your House Reflect Your Mind.

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Your mind can be clogged due to many different factors in life. From study stress, to stress related to parenting and job stress. Everything links together and one of the main things that leads to clogging of the mind, it comes down to the home. If the house is not clear, especially the outside space, then this can have a negative impact on the mind. These are a few tips on how sprucing the outside of your home may help your mental wellbeing.

Image Source, Pexels

Do not Forget to give the Outside some Love

The outside of your house is a huge part of the house that you need to remember to focus on. It is the first part of the house you see when you first pull up or walk up to the door. If you see a dark or miserable looking front of the house, then your mood will automatically fit to the mood of the house. Pull up to a colourful and updated happy front, then hey presto just like that you are in a great mood! Also, try some tech, from lights and more. Things like water screens, which are not the best for a normal garden, but similar mechanisms can be very cool to have in a garden, setting it apart from the rest.

All of these things can provide comfort and also exercise for your mind, seeing the end result in your head and then working towards creating that dream into a reality. This is especially amazing in the Summer months when the sun is shining.

Can this be done by Myself?

This is a personal choice. If you have an idea of what you want to do, and it seems like something you could do yourself, then of course! Gardening can be something fun for all the family to do, and it gets your hands dirty and messy and is just a fun activity. However, sometimes some plans or structures require professional assistance, so if this sounds like you then you would need to hire someone to do it for you. It is easy to find people, with the internet you should be able to find someone for an affordable price to come and help you!

What is the Best Solution if I Have Children?

This a big question. With children, you do not want delicate flowers and plants, well not all over the garden. It is best to stick to the lawn, as this is easy to maintain and it is very child-friendly. Another alternative could be fake grass, or terf. This is even easier to maintain, as it is fake means no risk of killing it or damaging it with outdoor play equipment like a play structure, slide and more.

There you have it! Mental wellbeing is a fragile but important thing for anyone, so keeping it in check and working ok should be one of your top priorities, as life can always throw lemons but they can always make lemonade!

So, if you go ahead and try some of these tips, good luck!

Giving Your House Its Groove Back

Two key focus of my blog is Financial Literacy/Money and Business/Entrepreneurship. The greatest investment many people will make is their house/primary residence. In addition to enjoying your home in the here and now, it’s important to also think about reselling it one day which may require some updates and renovations. The following contributed post is entitled, Giving Your House Its Groove Back.

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From time to time, we all get bored; after all, we are only human. Boredom can strike at work, with a partner, and most prominently, it can strike at home. We are all guilty of taking a look around the home and wishing things were different.

For most people, they want to give their home a new lease of life, but available finances can often get in the way. In this post, we are going to be examining what exactly gives a house a new feel, and then we will take a look at a few things you can do around the house to really give it a brand new spark of life.

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Things To Consider When Updating Your Property

When it comes to updating your home, there are a few reasons you may want to give it a boost, and depending on these reasons, there are certain things on today’s list you may wish to consider.

The first reason most people give their home a little update is just that they want a fresh feel to their home; secondly, people also choose to freshen up their home in more extreme ways, and these ways will often be to add value to the home.

Whichever of these groups you fit into, there are a few things to consider, for those looking to add value, you will need to spend a little in order to see some return on your investment. For those who want to achieve a little freshness in the home, it’s probably not a great idea to spend huge amounts on things that won’t do a lot to the value of your property.
What Gives A House Its Groove?

When we look at the things that really give a house its spark, on the outside, we think of how appealing it is to onlookers, and on the inside, we have to consider not only how the house looks, but also how the house feels.

Now, when we talk about how the house feels, we don’t mean a system based on where your furniture is, we mean how your house feels based on psychological facts. If you aren’t quite sure what we are on about, worry not, we will be explaining a little further into the post.

Give Your Garden A Revamp

Something that often gets left until last when it comes to updating the home is the garden. If you are blessed with having space in the garden, there is no better time than now to really put some love into it.

While the inside of the house is incredibly important, having somewhere to escape to that’s peaceful and that allows you just to appreciate the world can be equally, if not more important. When it comes to giving your garden a revamp, you may consider lawn treatments and flowers as a standard, but there are some additions that will really give your garden a little extra life.

A great and cheap addition to every garden could be an awning close to the house. These awnings can provide protection from the weather, both bad and good, and can also be a great separator in the garden.

If you just want to simply clean up your garden, then you should consider Industrial Pressure Washing on any paving or decking. While some will opt for standard pressure washers, the performance levels are generally quite low, and you won’t get the same crisp, clean finish.

Create Some More Space

The next item on the list is great for both people wanting to stay in their forever home and for those hoping to increase the value of their homes, and that is some form of extension.

One of the most popular forms of extension nowadays is to create a ton of room by having the basement renovated. Unbelievable, there are over 132 million homes in the US with a basement, and most of them go completely unused.

By converting your basement, you can extend the space in your home exponentially, and if you ever come to sell the home, the renovation will usually pay for itself and then add some profit on top of that too.

Alternatively, should you not have space on the lower levels of your home, you could always aim higher. Another addition to the home that adds space and value is an attic conversion.
Just like basement conversions, a loft conversion can have many uses. Unfortunately, there are some things that cannot be used for, and this is usually why basement projects are more popular.

Update Your Flooring

If you haven’t updated the flooring in your house for some years, your house may have a certain aged feel that no amount of decorating will shake.

If you have an old carpet, this can really drain the personality from your house, and the only solution to getting it back is an extreme one. One of the best ways to really give a house that modern and sophisticated look is to update the flooring throughout.

In today’s world, the most popular option for flooring seems to be hardwood or laminate. Flooring like this is so popular generally due to its simplicity to manage. While carpets may be wonderful, warm and homely, they take on dirt very easily and can stain and be destroyed in no time at all.

When it comes to laminate or hardwood, you can set your Roomba to clean all day, and you can tackle any dirt with a simple wipe over with a mop or cloth.

Hardwood floors can also add a little extra value to the home, but it’s recommended to go with laminate should you be considering selling up.

Get Spring Cleaning

The final thing to make the post today is the one that costs nothing. While this tip is completely free, you may find yourself amazed at what a real clean and declutter can do for your home.

As we mention briefly, early when your house has its groove back, it will have psychological and visual benefits, and this is the main one that will really make your house feel amazing. When you really start to deep clean a house, you often find yourself getting rid of years of accumulated junk. The moment you start to get rid of junk, this is when you start to realize just how much space you really have in your home.

A lot of people store so much stuff that’s collected over the years, and this post isn’t saying throw everything away; it’s simply saying be mindful of keeping things around when you don’t use them.

If you have items that you could store, you should do so, as a simple spring clean can completely give your house a brand new lease of life.


As you can probably imagine, there is so much that you can do with your house to give it a brand new feel. Whether it’s spending to create space or even just doing a spring clean, the options are almost endless.

While we have only mentioned a few things in this post, you shouldn’t restrict yourself to just these. Maybe this post can just serve as an inspiration to you when you are trying to give your house it’s long lost groove.