What to do if a Disaster Strikes at Your Home

A key focus of my blog is Home/Living Discussions. As a homeowner, you also want to think about what would happen should an emergency or disaster strike, in addition to decorating the house to your satisfaction. The following contributed post is entitled, What to do if a Disaster Strikes at Your Home.

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Your home is your greatest asset, so you likely do everything that you can to protect it. Unfortunately, there are times when no matter how hard we try, homes become damaged by circumstances outside our control, such as natural disasters.

While no one likes to think about the worst-case scenario of something disastrous happening to their home, it is a good idea to be prepared, so that if the worse does happen, you will be ready for it and know what to do.

Extreme weather is on the rise across the globe. Winters are becoming colder, and summers are getting hotter, and natural disasters such as floods are becoming increasingly common. Knowing what to do if any of these issues causes damage to your house can help you minimize the destruction and feel as prepared as possible.

Create an Emergency Kit

Having an emergency kit ready and waiting for whenever you need it is vital. You never know when a disaster could strike, so being prepared and equipped with all the items that you could need will help to take a lot of the immediate stress out of the situation when it first happens.

Following government advice on what you should in an emergency kit, will help you to ensure that you have not missed anything important from your pack.

Protect Your Home

Protecting your home as best as you can is a useful habit. Before disaster strikes, making some changes to your property will help to minimize the extent of the damage that could occur. Making sure that your roof is well-maintained and watertight will ensure it fares better during a storm. Testing your smoke alarms will reassure you that they are in working order and will alert the family if a fire was to start. Simple steps such as these are easy to fit into everyday life and could make a significant difference if the worse was to happen.

Call for Assistance

If a disaster does strike at your home, the priority is to ensure that everyone is safe and escapes from harm. Calling the emergency services is vital if the damage is extensive or not under control.

Getting to a safe place is the most crucial thing to do, so figuring out in advance, where you would head if something did happen is essential.

Professional Help

If your home is hit by disaster, then it is essential to remember that you are not on your own. Firstly, it is vital to inform your insurance company about the incident to begin making an insurance claim, if appropriate.

One of the hardest things to deal with when your home is damaged is the loss of your possessions. However, you may be able to salvage your belongings with the help of a service such as PACKOUTZ that specializes in restoring items that have been damaged during a disaster. Having at least some of your possessions back with you where they belong, can be a great comfort at this difficult time.

How Do You Recover From Disaster? Plan For It

Two focuses of my blog are Financial Literacy/Money, and Business/Entrepreneurship. Disasters of all kinds can hit at any time. When running in business, it’s important to be prepared in case one does occur. How do you do this? The following contributed post is entitled; How Do You Recover From Disaster? Plan For It.

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That might sound like a riddle, but actually, it’s rather straightforward. If you want your business to survive a disaster, you must be prepared. A disaster in your business could be anything from a data crash to a fire that takes out half of your offices. While it might not seem like it, you can plan for virtually every single disaster that could hit your company. How do you do this?

It all comes down to your disaster recovery protocol or DRP.

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What IS A DRP?

A DRP ensures you can handle disasters the right way and essentially break through them to the other side. You know, the side where your business is still a profitable venture? DRP plans should be drawn up and put in place as soon as your business enters the market. By doing this, you can make sure you are ready for disaster whenever it might be occur. Remember, a disaster could hit you in year one or ten years from now.

What Are The Most Common Disasters?

You probably have your own ideas about what disasters are most common for business owners. But, you might be surprised. For instance, fires may seem like the worst case scenario but they are rather rare. It will of course depend on your industry, but the typical office won’t have to dwell on the worry of fires too much at all. You check out stats on business fires on www.totalrestorationgc.com.

Well any issue involving data could certainly be a problem for your company. A data disaster could ultimately lead customers exposed to issues such as hacks. If this occurs, you will find that your business brand is impacted and sales could take a dive. This could even lead to a financial loss for your business.that won’t be easy to rectify.

A disaster could also mean a lawsuit against your business. These days, if you are facing a lawsuit, it will likely be due to the actions or issues with an employee. They can sue you for substantial amounts and put the future of your business in serious jeopardy.

What Will A DRP Include?

A DRP could include anything such as a software or set up design that guarantees the tech problem is corrected as quickly as possible. It might even allow for disaster recovery services offered by the top companies such as www.xbase.com. Using their services you can make sure that disaster recovery is completed in minutes rather than taking days or even months. It’s a great way to guarantee your business will immediately be back in order.

Of course, a DRP can also include written instructions showing how to deal with an issue. An example of this would be a number for a law firm to call who will represent you in a personal injury case and guarantee that your case is handled on a professional level.

We hope you see now why planning for disaster is so important and how it can help keep your business on track, even in the wake of a dangerous situation.

Unexpected Disasters: Preventative Measures For Your Business

Two of the focuses of my blog are Financial Literacy and Money, and Business and Entrepreneurship. A key aspect of running any business is putting preventative measures in place to protect against unforeseen disasters and issues. The following contributed post is thus entitled; Unexpected Disasters: Preventative Measures For Your Business.

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Picture by Tim Gouw

Business owners tend to spend a lot of time creating an enterprise, however only a small portion of this planning to protect the business they have built. The examples to follow feature likely disasters that could occur when you least expect it, accompanied with solutions on how to avert these eventualities.

Power Cut

The lights cut out, pitch black fills the office, the familiar whirring noise from your PC’s slows down to a halt, complete silence ensues, you’re experiencing a power cut. What do you do now? The right answer is to prevent this situation from happening in the first place. Power cuts are destructive to a business’s livelihood. Hours of no power for your PC’s, lighting and equipment could prevent several of your employees securing sales deal, contacting new customers, submitting new stock orders, etc. Without power, your business is disconnected from a world that thrives on remaining connected by technology. Attempting to rectify this scenario without a plan in place is highly stressful for you and damaging for your company.

Prevent your business practices coming to a halt when the likely event of a power cut takes over. Instead, think about purchasing a backup power outlet to provide your company with a few hours of electric to keep your business running smoothly. In addition to this, hire a technology company who are experts in situations such as these, giving you an additional safety net when the lights go out.

Cyber Crime

Cybercriminals may wreck the progress and reputation of your business, steal your customer’s bank details and personal data, take private company information or just choose to cause havoc on your system. Protecting confidential information with a password is no longer a sufficient defense mechanism for shielding your business’s intel online. You owe it to yourself and your customers to avoid a cyber attack at all costs and maintain the relationships and integrity amongst customers you’ve worked so hard to gain. Although some business owners feel the event of an attack is unlikely because they’ve only just set up their business online recently, statistically, 30,000 websites are hacked every day. Some of which by using sophisticated software to assess the webs most vulnerable sites. This is one of the reasons why you need to seek adequate protection to suit an ever-changing cybersphere. A company such as Red Key Solutions can help to identify and defend your company from a cyber attack.

Natural Disaster

In consideration of yourself and your employees first and foremost, this affects more than your business livelihood, it affects lives. The safety and security of your employees is your duty as an owner and manager to ensure health and safety regulations are met.

Never assume your plan for a natural disaster is adequate. Consistently invest in improving your program by practicing your safety regime for different emergencies and strive to educate employees of any new policies or procedures to follow in the name of safety.

After the safety of your employees, your business is at stake. For instance, if a fire were to occur, how would your recover burnt documents? If there was a flood, how would you plan to fix a waterlogged server? If you’re unsure of the answers to these questions, there may be gaps in your disaster recovery plan. Consider options for backup servers located away from the building, storing information in cyberspace to protect your data. You could also apply for business insurance which includes safeguarding your business in the event of a natural disaster.

Extensive preparation for a likely catastrophe is just as necessary as the time and effort you invest in your business’s growth. Failing to prepare for the unexpected events could leave you without a company altogether, which is why it’s detrimental to implement a strategy to save your business from future harm.